` BSIM (Bank Sinarmas Tbk PT) vs MTB (M&T Bank Corp) Comparison - Alpha Spread

BSIM
vs
MTB

Over the past 12 months, BSIM has underperformed MTB, delivering a return of +7% compared to the MTB's +39% growth.

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BSIM
MTB
One-click summary across all key metrics.
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One-click summary across all key metrics.
Ranked results with clear takeaways.
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Valuation
Growth
Profitability
Solvency
Comparing Valuation
Running a multi-layered valuation analysis to compare how attractive each stock is.
Comparing Growth
Financial growth, forecasts, volatility, and historical drawdowns.
Comparing Profitability
Margins, returns on capital, and the consistency of profitability.
Comparing Solvency
Debt levels, liquidity, interest coverage, and bankruptcy risk.
Summarizing...
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Valuation Comparison

BSIM Intrinsic Value
304.48 IDR
Overvaluation 67%
Intrinsic Value
Price
MTB Intrinsic Value
249.74 USD
Undervaluation 19%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Bank Sinarmas Tbk PT
IDX:BSIM
910 IDR
M&T Bank Corp
NYSE:MTB
202.58 USD
Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
BSIM vs MTB

BSIM
MTB
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Bank Sinarmas Tbk PT
Revenue
M&T Bank Corp
Revenue

All metrics are calculated based on data from the last 10 years.

Profitability Comparison

Free Cash Flow
BSIM vs MTB

BSIM
MTB
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Bank Sinarmas Tbk PT
IDX:BSIM
FCF is not applicable for financial companies
M&T Bank Corp
NYSE:MTB
FCF is not applicable for financial companies
What is Free Cash Flow?

Gross Margin

BSIM
MTB
LTM 3Y Avg 5Y Avg 10Y Avg
Bank Sinarmas Tbk PT
Not applicable for financial companies
M&T Bank Corp
Not applicable for financial companies

Operating Margin

BSIM
MTB
LTM 3Y Avg 5Y Avg 10Y Avg
Bank Sinarmas Tbk PT
Not applicable for financial companies
M&T Bank Corp
Not applicable for financial companies

Net Margin

BSIM
8%
MTB
26.7%
LTM 3Y Avg 5Y Avg 10Y Avg
Bank Sinarmas Tbk PT
M&T Bank Corp

FCF Margin

BSIM
MTB
LTM 3Y Avg 5Y Avg 10Y Avg
Bank Sinarmas Tbk PT
Not applicable for financial companies
M&T Bank Corp
Not applicable for financial companies

ROE

BSIM
3.3%
MTB
8.9%
LTM 3Y Avg 5Y Avg 10Y Avg
Bank Sinarmas Tbk PT
M&T Bank Corp

ROA

BSIM
0.5%
MTB
1.2%
LTM 3Y Avg 5Y Avg 10Y Avg
Bank Sinarmas Tbk PT
M&T Bank Corp

ROIC

BSIM
MTB
LTM 3Y Avg 5Y Avg 10Y Avg
Bank Sinarmas Tbk PT
Not applicable for financial companies
M&T Bank Corp
Not applicable for financial companies

ROCE

BSIM
MTB
LTM 3Y Avg 5Y Avg 10Y Avg
Bank Sinarmas Tbk PT
Not applicable for financial companies
M&T Bank Corp
Not applicable for financial companies

Solvency Comparison

Balance Sheet Comparison

Stocks Performance

Stocks Performance
BSIM vs MTB

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Performance Gap
BSIM vs MTB

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BSIM
MTB
Difference
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Performance By Year
BSIM vs MTB

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BSIM
MTB
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