` Comparison: INL, STAN - Alpha Spread

I
INL
vs
STAN

Over the past 12 months, INL has underperformed STAN, delivering a return of -7% compared to the STAN's +74% growth.

Valuation Growth Profitability Solvency Stocks Performance
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INL
STAN
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Stocks Compared:
INL STAN
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Valuation Comparison

I
INL Intrinsic Value
Not Available
STAN Intrinsic Value
2 009.56 GBX
Undervaluation 14%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
I
Investec Ltd
JSE:INL
11 751 Zac
Standard Chartered PLC
LSE:STAN
1 727 GBX
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Valuation Scenario:
Bear Case
Base Case
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Growth Comparison

Growth Over Time
INL, STAN

INL
STAN
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
I
Investec Ltd
Revenue
Standard Chartered PLC
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
INL, STAN

INL
STAN
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
I
Investec Ltd
JSE:INL
FCF is not applicable for financial companies
Standard Chartered PLC
LSE:STAN
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

INL
STAN
LTM 3Y Avg 5Y Avg 10Y Avg
I
Investec Ltd
Not applicable for financial companies
Standard Chartered PLC
Not applicable for financial companies

Operating Margin

INL
STAN
LTM 3Y Avg 5Y Avg 10Y Avg
I
Investec Ltd
Not applicable for financial companies
Standard Chartered PLC
Not applicable for financial companies

Net Margin

INL
28.4%
STAN
20.8%
LTM 3Y Avg 5Y Avg 10Y Avg
I
Investec Ltd
Standard Chartered PLC

FCF Margin

INL
STAN
LTM 3Y Avg 5Y Avg 10Y Avg
I
Investec Ltd
Not applicable for financial companies
Standard Chartered PLC
Not applicable for financial companies

ROE

INL
11%
STAN
13.1%
LTM 3Y Avg 5Y Avg 10Y Avg
I
Investec Ltd
Standard Chartered PLC

ROA

INL
1.1%
STAN
0.8%
LTM 3Y Avg 5Y Avg 10Y Avg
I
Investec Ltd
Standard Chartered PLC

ROIC

INL
STAN
LTM 3Y Avg 5Y Avg 10Y Avg
I
Investec Ltd
Not applicable for financial companies
Standard Chartered PLC
Not applicable for financial companies

ROCE

INL
STAN
LTM 3Y Avg 5Y Avg 10Y Avg
I
Investec Ltd
Not applicable for financial companies
Standard Chartered PLC
Not applicable for financial companies

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
INL, STAN

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INL
STAN
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1Y 3Y 5Y 10Y 15Y 20Y
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Performance Gap
INL, STAN

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INL
STAN
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
INL, STAN

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