` Comparison: 000540, PGR - Alpha Spread

000540
vs
PGR

Over the past 12 months, Heungkuk Fire & Marine Insurance Co Ltd has outperformed PGR, delivering a return of +3% compared to the PGR's 11% drop.

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000540
PGR
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Stocks Compared:
000540 PGR
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Valuation Comparison

Intrinsic Value
16 977.83 KRW
Undervaluation 79%
Intrinsic Value
Price
PGR Intrinsic Value
283.69 USD
Undervaluation 25%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Heungkuk Fire & Marine Insurance Co Ltd
KRX:000540
3 490 KRW
Progressive Corp
NYSE:PGR
212.81 USD
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Growth Comparison

Growth Over Time
000540, PGR

000540
PGR
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Heungkuk Fire & Marine Insurance Co Ltd
Revenue
Progressive Corp
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
000540, PGR

000540
PGR
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Heungkuk Fire & Marine Insurance Co Ltd
KRX:000540
FCF is not applicable for financial companies
Progressive Corp
NYSE:PGR
FCF is not applicable for financial companies
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Gross Margin

Heungkuk Fire & Marine Insurance Co Ltd
PGR
LTM 3Y Avg 5Y Avg 10Y Avg
Heungkuk Fire & Marine Insurance Co Ltd
Not applicable for financial companies
Progressive Corp
Not applicable for financial companies

Operating Margin

Heungkuk Fire & Marine Insurance Co Ltd
PGR
LTM 3Y Avg 5Y Avg 10Y Avg
Heungkuk Fire & Marine Insurance Co Ltd
Not applicable for financial companies
Progressive Corp
Not applicable for financial companies

Net Margin

Heungkuk Fire & Marine Insurance Co Ltd
1.9%
PGR
12.6%

FCF Margin

Heungkuk Fire & Marine Insurance Co Ltd
PGR
LTM 3Y Avg 5Y Avg 10Y Avg
Heungkuk Fire & Marine Insurance Co Ltd
Not applicable for financial companies
Progressive Corp
Not applicable for financial companies

ROE

Heungkuk Fire & Marine Insurance Co Ltd
5.4%
PGR
34.2%

ROA

Heungkuk Fire & Marine Insurance Co Ltd
0.4%
PGR
9.5%

ROIC

Heungkuk Fire & Marine Insurance Co Ltd
PGR
LTM 3Y Avg 5Y Avg 10Y Avg
Heungkuk Fire & Marine Insurance Co Ltd
Not applicable for financial companies
Progressive Corp
Not applicable for financial companies

ROCE

Heungkuk Fire & Marine Insurance Co Ltd
PGR
LTM 3Y Avg 5Y Avg 10Y Avg
Heungkuk Fire & Marine Insurance Co Ltd
Not applicable for financial companies
Progressive Corp
Not applicable for financial companies

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
000540, PGR

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000540
PGR
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1Y 3Y 5Y 10Y 15Y 20Y
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Performance Gap
000540, PGR

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000540
PGR
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
000540, PGR

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000540
PGR
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