` Comparison: CSFS, MSFT - Alpha Spread

CSFS
vs
MSFT

Over the past 12 months, CSFS has underperformed MSFT, delivering a return of 0% compared to the MSFT's +12% growth.

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CSFS
MSFT
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Valuation Comparison

CSFS Intrinsic Value
Not Available
MSFT Intrinsic Value
412.27 USD
Overvaluation 15%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Cornerstone FS PLC
LSE:CSFS
36 GBX
Microsoft Corp
NASDAQ:MSFT
485.92 USD
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Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
CSFS, MSFT

CSFS
MSFT
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Cornerstone FS PLC
Revenue
Microsoft Corp
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
CSFS, MSFT

CSFS
MSFT
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Cornerstone FS PLC
LSE:CSFS
Microsoft Corp
NASDAQ:MSFT
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What is Free Cash Flow?

Gross Margin

CSFS
60.7%
MSFT
68.8%
LTM 3Y Avg 5Y Avg 10Y Avg
Cornerstone FS PLC
Microsoft Corp

Operating Margin

CSFS
-33.4%
MSFT
46.3%
LTM 3Y Avg 5Y Avg 10Y Avg
Cornerstone FS PLC
Microsoft Corp

Net Margin

CSFS
-39.2%
MSFT
35.7%
LTM 3Y Avg 5Y Avg 10Y Avg
Cornerstone FS PLC
Microsoft Corp

FCF Margin

CSFS
-15.4%
MSFT
26.6%
LTM 3Y Avg 5Y Avg 10Y Avg
Cornerstone FS PLC
Microsoft Corp

ROE

CSFS
-312.5%
MSFT
32.2%
LTM 3Y Avg 5Y Avg 10Y Avg
Cornerstone FS PLC
Microsoft Corp

ROA

CSFS
-69.4%
MSFT
18.1%
LTM 3Y Avg 5Y Avg 10Y Avg
Cornerstone FS PLC
Microsoft Corp

ROIC

CSFS
-84.6%
MSFT
24.2%
LTM 3Y Avg 5Y Avg 10Y Avg
Cornerstone FS PLC
Microsoft Corp

ROCE

CSFS
-110.2%
MSFT
29.9%
LTM 3Y Avg 5Y Avg 10Y Avg
Cornerstone FS PLC
Microsoft Corp

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
CSFS, MSFT

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Performance Gap
CSFS, MSFT

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CSFS
MSFT
Difference
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Performance By Year
CSFS, MSFT

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CSFS
MSFT
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