` Comparison: GSBC, PNC - Alpha Spread

GSBC
vs
PNC

Over the past 12 months, GSBC has underperformed PNC, delivering a return of +2% compared to the PNC's +6% growth.

Valuation Growth Profitability Solvency Stocks Performance
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GSBC
PNC
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Stocks Compared:
GSBC PNC
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Valuation Comparison

GSBC Intrinsic Value
68.6 USD
Undervaluation 4%
Intrinsic Value
Price
PNC Intrinsic Value
232.976 USD
Undervaluation 10%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Great Southern Bancorp Inc
NASDAQ:GSBC
65.88 USD
PNC Financial Services Group Inc
NYSE:PNC
210.625 USD
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Valuation Scenario:
Bear Case
Base Case
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Growth Comparison

Growth Over Time
GSBC, PNC

GSBC
PNC
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Great Southern Bancorp Inc
Revenue
PNC Financial Services Group Inc
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
GSBC, PNC

GSBC
PNC
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Great Southern Bancorp Inc
NASDAQ:GSBC
FCF is not applicable for financial companies
PNC Financial Services Group Inc
NYSE:PNC
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

GSBC
PNC
LTM 3Y Avg 5Y Avg 10Y Avg
Great Southern Bancorp Inc
Not applicable for financial companies
PNC Financial Services Group Inc
Not applicable for financial companies

Operating Margin

GSBC
PNC
LTM 3Y Avg 5Y Avg 10Y Avg
Great Southern Bancorp Inc
Not applicable for financial companies
PNC Financial Services Group Inc
Not applicable for financial companies

Net Margin

GSBC
30.4%
PNC
27.3%

FCF Margin

GSBC
PNC
LTM 3Y Avg 5Y Avg 10Y Avg
Great Southern Bancorp Inc
Not applicable for financial companies
PNC Financial Services Group Inc
Not applicable for financial companies

ROE

GSBC
11.2%
PNC
10.7%

ROA

GSBC
1.2%
PNC
1.1%

ROIC

GSBC
PNC
LTM 3Y Avg 5Y Avg 10Y Avg
Great Southern Bancorp Inc
Not applicable for financial companies
PNC Financial Services Group Inc
Not applicable for financial companies

ROCE

GSBC
PNC
LTM 3Y Avg 5Y Avg 10Y Avg
Great Southern Bancorp Inc
Not applicable for financial companies
PNC Financial Services Group Inc
Not applicable for financial companies

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
GSBC, PNC

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GSBC
PNC
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1Y 3Y 5Y 10Y 15Y 20Y
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Performance Gap
GSBC, PNC

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GSBC
PNC
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
GSBC, PNC

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GSBC
PNC
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