` Comparison: JMSB, PNC - Alpha Spread

J
JMSB
vs
PNC

Over the past 12 months, JMSB has underperformed PNC, delivering a return of -5% compared to the PNC's +5% growth.

Valuation Growth Profitability Solvency Stocks Performance
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JMSB
PNC
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Stocks Compared:
JMSB PNC
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Valuation Comparison

J
JMSB Intrinsic Value
28.75 USD
Undervaluation 28%
Intrinsic Value
Price
PNC Intrinsic Value
232.22 USD
Undervaluation 9%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
J
John Marshall Bancorp Inc
NASDAQ:JMSB
20.73 USD
PNC Financial Services Group Inc
NYSE:PNC
210.59 USD
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Valuation Scenario:
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Growth Comparison

Growth Over Time
JMSB, PNC

JMSB
PNC
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
J
John Marshall Bancorp Inc
Revenue
PNC Financial Services Group Inc
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
JMSB, PNC

JMSB
PNC
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
J
John Marshall Bancorp Inc
NASDAQ:JMSB
FCF is not applicable for financial companies
PNC Financial Services Group Inc
NYSE:PNC
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

JMSB
PNC
LTM 3Y Avg 5Y Avg 10Y Avg
J
John Marshall Bancorp Inc
Not applicable for financial companies
PNC Financial Services Group Inc
Not applicable for financial companies

Operating Margin

JMSB
PNC
LTM 3Y Avg 5Y Avg 10Y Avg
J
John Marshall Bancorp Inc
Not applicable for financial companies
PNC Financial Services Group Inc
Not applicable for financial companies

Net Margin

JMSB
33%
PNC
27.3%

FCF Margin

JMSB
PNC
LTM 3Y Avg 5Y Avg 10Y Avg
J
John Marshall Bancorp Inc
Not applicable for financial companies
PNC Financial Services Group Inc
Not applicable for financial companies

ROE

JMSB
8%
PNC
10.7%

ROA

JMSB
0.9%
PNC
1.1%

ROIC

JMSB
PNC
LTM 3Y Avg 5Y Avg 10Y Avg
J
John Marshall Bancorp Inc
Not applicable for financial companies
PNC Financial Services Group Inc
Not applicable for financial companies

ROCE

JMSB
PNC
LTM 3Y Avg 5Y Avg 10Y Avg
J
John Marshall Bancorp Inc
Not applicable for financial companies
PNC Financial Services Group Inc
Not applicable for financial companies

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
JMSB, PNC

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JMSB
PNC
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Performance Gap
JMSB, PNC

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JMSB
PNC
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
JMSB, PNC

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JMSB
PNC
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