` Comparison: KPLT, DFS - Alpha Spread

KPLT
vs
DFS

Over the past 12 months, KPLT has outperformed DFS, delivering a return of +24% compared to the DFS's +14% growth.

Valuation Growth Profitability Solvency Stocks Performance
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KPLT
DFS
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Stocks Compared:
KPLT DFS
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Valuation Comparison

KPLT Intrinsic Value
45.48 USD
Undervaluation 86%
Intrinsic Value
Price
DFS Intrinsic Value
212.59 USD
Undervaluation 6%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Katapult Holdings Inc
NASDAQ:KPLT
6.42 USD
Discover Financial Services
NYSE:DFS
200.05 USD
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Valuation Scenario:
Bear Case
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Growth Comparison

Growth Over Time
KPLT, DFS

KPLT
DFS
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Katapult Holdings Inc
Revenue
Discover Financial Services
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
KPLT, DFS

KPLT
DFS
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Katapult Holdings Inc
NASDAQ:KPLT
Discover Financial Services
NYSE:DFS
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

KPLT
27%
DFS
LTM 3Y Avg 5Y Avg 10Y Avg
Katapult Holdings Inc
Discover Financial Services
Not applicable for financial companies

Operating Margin

KPLT
8.6%
DFS
LTM 3Y Avg 5Y Avg 10Y Avg
Katapult Holdings Inc
Discover Financial Services
Not applicable for financial companies

Net Margin

KPLT
-10%
DFS
24.9%

FCF Margin

KPLT
-10.4%
DFS
LTM 3Y Avg 5Y Avg 10Y Avg
Katapult Holdings Inc
Discover Financial Services
Not applicable for financial companies

ROE

KPLT
56.9%
DFS
32.8%

ROA

KPLT
-31.5%
DFS
3.7%

ROIC

KPLT
33.4%
DFS
LTM 3Y Avg 5Y Avg 10Y Avg
Katapult Holdings Inc
Discover Financial Services
Not applicable for financial companies

ROCE

KPLT
-49.8%
DFS
LTM 3Y Avg 5Y Avg 10Y Avg
Katapult Holdings Inc
Discover Financial Services
Not applicable for financial companies

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
KPLT, DFS

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KPLT
DFS
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Performance Gap
KPLT, DFS

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KPLT
DFS
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
KPLT, DFS

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KPLT
DFS
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