` Comparison: HDFC, FSR - Alpha Spread

HDFC
vs
F
FSR

Over the past 12 months, HDFC has underperformed FSR, delivering a return of 0% compared to the FSR's +21% growth.

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HDFC
FSR
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Stocks Compared:
HDFC FSR
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Valuation Comparison

HDFC Intrinsic Value
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FSR Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Housing Development Finance Corporation Ltd
NSE:HDFC
2 732 INR
F
FirstRand Ltd
JSE:FSR
9 203 Zac
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Valuation Scenario:
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Growth Comparison

Growth Over Time
HDFC, FSR

HDFC
FSR
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Housing Development Finance Corporation Ltd
Revenue
F
FirstRand Ltd
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
HDFC, FSR

HDFC
FSR
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Housing Development Finance Corporation Ltd
NSE:HDFC
F
FirstRand Ltd
JSE:FSR
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

HDFC
75.9%
FSR
LTM 3Y Avg 5Y Avg 10Y Avg
Housing Development Finance Corporation Ltd
F
FirstRand Ltd
Not applicable for financial companies

Operating Margin

HDFC
14.9%
FSR
LTM 3Y Avg 5Y Avg 10Y Avg
Housing Development Finance Corporation Ltd
F
FirstRand Ltd
Not applicable for financial companies

Net Margin

HDFC
17.1%
FSR
25.3%

FCF Margin

HDFC
-31.2%
FSR
LTM 3Y Avg 5Y Avg 10Y Avg
Housing Development Finance Corporation Ltd
F
FirstRand Ltd
Not applicable for financial companies

ROE

HDFC
13.7%
FSR
18.6%

ROA

HDFC
2.5%
FSR
1.7%

ROIC

HDFC
1.9%
FSR
LTM 3Y Avg 5Y Avg 10Y Avg
Housing Development Finance Corporation Ltd
F
FirstRand Ltd
Not applicable for financial companies

ROCE

HDFC
2.6%
FSR
LTM 3Y Avg 5Y Avg 10Y Avg
Housing Development Finance Corporation Ltd
F
FirstRand Ltd
Not applicable for financial companies

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
HDFC, FSR

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HDFC
FSR
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Performance Gap
HDFC, FSR

Performance Gap Between HDFC and FSR
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Performance By Year
HDFC, FSR

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HDFC
FSR
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