` Comparison: IFA1V, SPNS - Alpha Spread

I
IFA1V
vs
SPNS

Over the past 12 months, IFA1V has underperformed SPNS, delivering a return of +1% compared to the SPNS's +50 775% growth.

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SPNS
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Stocks Compared:
IFA1V SPNS
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Valuation Comparison

I
IFA1V Intrinsic Value
2.45 EUR
Undervaluation 30%
Intrinsic Value
Price
SPNS Intrinsic Value
Not Available
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
I
Innofactor Oyj
OMXH:IFA1V
1.71 EUR
Sapiens International Corporation NV
NASDAQ:SPNS
13 950 USD
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Growth Comparison

Growth Over Time
IFA1V, SPNS

IFA1V
SPNS
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
I
Innofactor Oyj
Revenue
Sapiens International Corporation NV
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
IFA1V, SPNS

IFA1V
SPNS
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
I
Innofactor Oyj
OMXH:IFA1V
Sapiens International Corporation NV
NASDAQ:SPNS
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What is Free Cash Flow?

Gross Margin

IFA1V
83.1%
SPNS
44.3%

Operating Margin

IFA1V
4.4%
SPNS
13.7%

Net Margin

IFA1V
0.3%
SPNS
11.4%

FCF Margin

IFA1V
9.8%
SPNS
12.5%

ROE

IFA1V
1.1%
SPNS
13.1%

ROA

IFA1V
0.5%
SPNS
9%

ROIC

IFA1V
0.9%
SPNS
10.9%

ROCE

IFA1V
11.2%
SPNS
13.9%

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
IFA1V, SPNS

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Performance Gap
IFA1V, SPNS

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IFA1V
SPNS
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
IFA1V, SPNS

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