` Comparison: EXCH, PNC - Alpha Spread

EXCH
vs
PNC

Over the past 12 months, EXCH has significantly outperformed PNC, delivering a return of +40% compared to the PNC's +11% growth.

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EXCH
PNC
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Stocks Compared:
EXCH PNC
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Valuation Comparison

EXCH Intrinsic Value
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PNC Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Exchange Bankshares Inc
OTC:EXCH
69.9 USD
PNC Financial Services Group Inc
NYSE:PNC
217.49 USD
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Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
EXCH, PNC

EXCH
PNC
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Exchange Bankshares Inc
Revenue
PNC Financial Services Group Inc
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
EXCH, PNC

EXCH
PNC
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Exchange Bankshares Inc
OTC:EXCH
PNC Financial Services Group Inc
NYSE:PNC
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

EXCH
0%
PNC
LTM 3Y Avg 5Y Avg 10Y Avg
Exchange Bankshares Inc
PNC Financial Services Group Inc
Not applicable for financial companies

Operating Margin

EXCH
0%
PNC
LTM 3Y Avg 5Y Avg 10Y Avg
Exchange Bankshares Inc
PNC Financial Services Group Inc
Not applicable for financial companies

Net Margin

EXCH
0%
PNC
27.3%

FCF Margin

EXCH
0%
PNC
LTM 3Y Avg 5Y Avg 10Y Avg
Exchange Bankshares Inc
PNC Financial Services Group Inc
Not applicable for financial companies

ROE

EXCH
0%
PNC
10.7%

ROA

EXCH
0%
PNC
1.1%

ROIC

EXCH
0%
PNC
LTM 3Y Avg 5Y Avg 10Y Avg
Exchange Bankshares Inc
PNC Financial Services Group Inc
Not applicable for financial companies

ROCE

EXCH
0%
PNC
LTM 3Y Avg 5Y Avg 10Y Avg
Exchange Bankshares Inc
PNC Financial Services Group Inc
Not applicable for financial companies

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
EXCH, PNC

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EXCH
PNC
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Performance Gap
EXCH, PNC

Performance Gap Between EXCH and PNC
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Performance By Year
EXCH, PNC

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EXCH
PNC
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