` Comparison: LQWDF, SPNS - Alpha Spread

LQWDF
vs
SPNS

Over the past 12 months, LQWDF has underperformed SPNS, delivering a return of -58% compared to the SPNS's +50 775% growth.

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Valuation Comparison

LQWDF Intrinsic Value
0.99 USD
Undervaluation 31%
Intrinsic Value
Price
SPNS Intrinsic Value
Not Available
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
LQwD FinTech Corp
OTC:LQWDF
0.68 USD
Sapiens International Corporation NV
NASDAQ:SPNS
13 950 USD
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Valuation Scenario:
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Growth Comparison

Growth Over Time
LQWDF, SPNS

LQWDF
SPNS
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
LQwD FinTech Corp
Revenue
Sapiens International Corporation NV
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
LQWDF, SPNS

LQWDF
SPNS
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
LQwD FinTech Corp
OTC:LQWDF
Sapiens International Corporation NV
NASDAQ:SPNS
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What is Free Cash Flow?

Gross Margin

LQWDF
0%
SPNS
44.3%

Operating Margin

LQWDF
-33 293.6%
SPNS
13.7%

Net Margin

LQWDF
-33 131.2%
SPNS
11.4%

FCF Margin

LQWDF
-11 596.8%
SPNS
12.5%

ROE

LQWDF
-21.5%
SPNS
13.1%

ROA

LQWDF
-21.4%
SPNS
9%

ROIC

LQWDF
-2 292.1%
SPNS
10.9%

ROCE

LQWDF
-21.6%
SPNS
13.9%

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
LQWDF, SPNS

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Performance Gap
LQWDF, SPNS

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LQWDF
SPNS
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
LQWDF, SPNS

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