` Comparison: CIV, FITB - Alpha Spread

CIV
vs
FITB

Over the past 12 months, CIV has significantly outperformed FITB, delivering a return of +51% compared to the FITB's +6% growth.

Valuation Growth Profitability Solvency Stocks Performance
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CIV
FITB
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Stocks Compared:
CIV FITB
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Valuation Comparison

CIV Intrinsic Value
145.29 EUR
Undervaluation 32%
Intrinsic Value
Price
FITB Intrinsic Value
69.54 USD
Undervaluation 31%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Caisse regionale de Credit Agricole Mutuel d'Ille-et-Vilaine
PAR:CIV
99.5 EUR
Fifth Third Bancorp
NASDAQ:FITB
47.83 USD
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Valuation Scenario:
Bear Case
Base Case
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Growth Comparison

Growth Over Time
CIV, FITB

CIV
FITB
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Caisse regionale de Credit Agricole Mutuel d'Ille-et-Vilaine
Revenue
Fifth Third Bancorp
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
CIV, FITB

CIV
FITB
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Caisse regionale de Credit Agricole Mutuel d'Ille-et-Vilaine
PAR:CIV
FCF is not applicable for financial companies
Fifth Third Bancorp
NASDAQ:FITB
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

CIV
FITB
LTM 3Y Avg 5Y Avg 10Y Avg
Caisse regionale de Credit Agricole Mutuel d'Ille-et-Vilaine
Not applicable for financial companies
Fifth Third Bancorp
Not applicable for financial companies

Operating Margin

CIV
FITB
LTM 3Y Avg 5Y Avg 10Y Avg
Caisse regionale de Credit Agricole Mutuel d'Ille-et-Vilaine
Not applicable for financial companies
Fifth Third Bancorp
Not applicable for financial companies

Net Margin

CIV
18.9%
FITB
25.3%

FCF Margin

CIV
FITB
LTM 3Y Avg 5Y Avg 10Y Avg
Caisse regionale de Credit Agricole Mutuel d'Ille-et-Vilaine
Not applicable for financial companies
Fifth Third Bancorp
Not applicable for financial companies

ROE

CIV
2.5%
FITB
10.8%

ROA

CIV
0.3%
FITB
1.1%

ROIC

CIV
FITB
LTM 3Y Avg 5Y Avg 10Y Avg
Caisse regionale de Credit Agricole Mutuel d'Ille-et-Vilaine
Not applicable for financial companies
Fifth Third Bancorp
Not applicable for financial companies

ROCE

CIV
FITB
LTM 3Y Avg 5Y Avg 10Y Avg
Caisse regionale de Credit Agricole Mutuel d'Ille-et-Vilaine
Not applicable for financial companies
Fifth Third Bancorp
Not applicable for financial companies

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
CIV, FITB

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CIV
FITB
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1Y 3Y 5Y 10Y 15Y 20Y
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Performance Gap
CIV, FITB

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CIV
FITB
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
CIV, FITB

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CIV
FITB
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