` Comparison: 600599, SYF - Alpha Spread

P
600599
vs
SYF

Over the past 12 months, Panda Financial Holding Corp Ltd has underperformed SYF, delivering a return of -27% compared to the SYF's +34% growth.

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600599
SYF
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Stocks Compared:
600599 SYF
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Valuation Comparison

P
Intrinsic Value
7.28 CNY
Overvaluation 19%
Intrinsic Value
Price
SYF Intrinsic Value
106.98 USD
Undervaluation 18%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
P
Panda Financial Holding Corp Ltd
SSE:600599
8.99 CNY
Synchrony Financial
NYSE:SYF
87.92 USD
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Growth Comparison

Growth Over Time
600599, SYF

600599
SYF
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
P
Panda Financial Holding Corp Ltd
Revenue
Synchrony Financial
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
600599, SYF

600599
SYF
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
P
Panda Financial Holding Corp Ltd
SSE:600599
Synchrony Financial
NYSE:SYF
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

Panda Financial Holding Corp Ltd
35.7%
SYF
LTM 3Y Avg 5Y Avg 10Y Avg
P
Panda Financial Holding Corp Ltd
Synchrony Financial
Not applicable for financial companies

Operating Margin

Panda Financial Holding Corp Ltd
-197.2%
SYF
LTM 3Y Avg 5Y Avg 10Y Avg
P
Panda Financial Holding Corp Ltd
Synchrony Financial
Not applicable for financial companies

Net Margin

Panda Financial Holding Corp Ltd
-181.7%
SYF
18.6%

FCF Margin

Panda Financial Holding Corp Ltd
-4.3%
SYF
LTM 3Y Avg 5Y Avg 10Y Avg
P
Panda Financial Holding Corp Ltd
Synchrony Financial
Not applicable for financial companies

ROE

Panda Financial Holding Corp Ltd
-135.7%
SYF
21.1%

ROA

Panda Financial Holding Corp Ltd
-91.8%
SYF
3%

ROIC

Panda Financial Holding Corp Ltd
-188%
SYF
LTM 3Y Avg 5Y Avg 10Y Avg
P
Panda Financial Holding Corp Ltd
Synchrony Financial
Not applicable for financial companies

ROCE

Panda Financial Holding Corp Ltd
-148.5%
SYF
LTM 3Y Avg 5Y Avg 10Y Avg
P
Panda Financial Holding Corp Ltd
Synchrony Financial
Not applicable for financial companies

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
600599, SYF

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SYF
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Performance Gap
600599, SYF

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600599
SYF
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
600599, SYF

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SYF
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