` 601319 (People's Insurance Company Group of China Ltd) vs PGR (Progressive Corp) Comparison - Alpha Spread

601319
vs
PGR

Over the past 12 months, People's Insurance Company Group of China Ltd has significantly outperformed PGR, delivering a return of +68% compared to the PGR's +25% growth.

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601319
PGR
One-click summary across all key metrics.
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One-click summary across all key metrics.
Ranked results with clear takeaways.
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Valuation
Growth
Profitability
Solvency
Comparing Valuation
Running a multi-layered valuation analysis to compare how attractive each stock is.
Comparing Growth
Financial growth, forecasts, volatility, and historical drawdowns.
Comparing Profitability
Margins, returns on capital, and the consistency of profitability.
Comparing Solvency
Debt levels, liquidity, interest coverage, and bankruptcy risk.
Summarizing...
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Valuation Comparison

Intrinsic Value
16.72 CNY
Undervaluation 48%
Intrinsic Value
Price
PGR Intrinsic Value
311.37 USD
Undervaluation 16%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
People's Insurance Company Group of China Ltd
SSE:601319
8.66 CNY
Progressive Corp
NYSE:PGR
261.66 USD
Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
601319 vs PGR

601319
PGR
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
People's Insurance Company Group of China Ltd
Revenue
Progressive Corp
Revenue

All metrics are calculated based on data from the last 10 years.

Profitability Comparison

Free Cash Flow
601319 vs PGR

601319
PGR
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
People's Insurance Company Group of China Ltd
SSE:601319
FCF is not applicable for financial companies
Progressive Corp
NYSE:PGR
FCF is not applicable for financial companies
What is Free Cash Flow?

Gross Margin

People's Insurance Company Group of China Ltd
PGR
LTM 3Y Avg 5Y Avg 10Y Avg
People's Insurance Company Group of China Ltd
Not applicable for financial companies
Progressive Corp
Not applicable for financial companies

Operating Margin

People's Insurance Company Group of China Ltd
PGR
LTM 3Y Avg 5Y Avg 10Y Avg
People's Insurance Company Group of China Ltd
Not applicable for financial companies
Progressive Corp
Not applicable for financial companies

Net Margin

People's Insurance Company Group of China Ltd
8%
PGR
11.1%

FCF Margin

People's Insurance Company Group of China Ltd
PGR
LTM 3Y Avg 5Y Avg 10Y Avg
People's Insurance Company Group of China Ltd
Not applicable for financial companies
Progressive Corp
Not applicable for financial companies

ROE

People's Insurance Company Group of China Ltd
18.3%
PGR
36.8%

ROA

People's Insurance Company Group of China Ltd
2.8%
PGR
8.7%

ROIC

People's Insurance Company Group of China Ltd
PGR
LTM 3Y Avg 5Y Avg 10Y Avg
People's Insurance Company Group of China Ltd
Not applicable for financial companies
Progressive Corp
Not applicable for financial companies

ROCE

People's Insurance Company Group of China Ltd
PGR
LTM 3Y Avg 5Y Avg 10Y Avg
People's Insurance Company Group of China Ltd
Not applicable for financial companies
Progressive Corp
Not applicable for financial companies

Solvency Comparison

Balance Sheet Comparison

Stocks Performance

Stocks Performance
601319 vs PGR

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Performance Gap
601319 vs PGR

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601319
PGR
Difference
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Performance By Year
601319 vs PGR

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601319
PGR
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