` TFBANK (TF Bank AB) vs SBK (Standard Bank Group Ltd) Comparison - Alpha Spread

TFBANK
vs
S
SBK

Over the past 12 months, TFBANK has significantly outperformed SBK, delivering a return of +58% compared to the SBK's +7% growth.

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TFBANK
SBK
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One-click summary across all key metrics.
Ranked results with clear takeaways.
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Valuation
Growth
Profitability
Solvency
Comparing Valuation
Running a multi-layered valuation analysis to compare how attractive each stock is.
Comparing Growth
Financial growth, forecasts, volatility, and historical drawdowns.
Comparing Profitability
Margins, returns on capital, and the consistency of profitability.
Comparing Solvency
Debt levels, liquidity, interest coverage, and bankruptcy risk.
Summarizing...
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Valuation Comparison

TFBANK Intrinsic Value
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SBK Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
TF Bank AB
STO:TFBANK
387 SEK
S
Standard Bank Group Ltd
JSE:SBK
22 650 Zac
Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
TFBANK vs SBK

TFBANK
SBK
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
TF Bank AB
Revenue
S
Standard Bank Group Ltd
Revenue

All metrics are calculated based on data from the last 10 years.

Profitability Comparison

Free Cash Flow
TFBANK vs SBK

TFBANK
SBK
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
TF Bank AB
STO:TFBANK
FCF is not applicable for financial companies
S
Standard Bank Group Ltd
JSE:SBK
FCF is not applicable for financial companies
What is Free Cash Flow?

Gross Margin

TFBANK
SBK
LTM 3Y Avg 5Y Avg 10Y Avg
TF Bank AB
Not applicable for financial companies
S
Standard Bank Group Ltd
Not applicable for financial companies

Operating Margin

TFBANK
SBK
LTM 3Y Avg 5Y Avg 10Y Avg
TF Bank AB
Not applicable for financial companies
S
Standard Bank Group Ltd
Not applicable for financial companies

Net Margin

TFBANK
22.3%
SBK
17%
LTM 3Y Avg 5Y Avg 10Y Avg
TF Bank AB
S
Standard Bank Group Ltd

FCF Margin

TFBANK
SBK
LTM 3Y Avg 5Y Avg 10Y Avg
TF Bank AB
Not applicable for financial companies
S
Standard Bank Group Ltd
Not applicable for financial companies

ROE

TFBANK
24.5%
SBK
16.4%
LTM 3Y Avg 5Y Avg 10Y Avg
TF Bank AB
S
Standard Bank Group Ltd

ROA

TFBANK
2.6%
SBK
1.4%
LTM 3Y Avg 5Y Avg 10Y Avg
TF Bank AB
S
Standard Bank Group Ltd

ROIC

TFBANK
SBK
LTM 3Y Avg 5Y Avg 10Y Avg
TF Bank AB
Not applicable for financial companies
S
Standard Bank Group Ltd
Not applicable for financial companies

ROCE

TFBANK
SBK
LTM 3Y Avg 5Y Avg 10Y Avg
TF Bank AB
Not applicable for financial companies
S
Standard Bank Group Ltd
Not applicable for financial companies

Solvency Comparison

Balance Sheet Comparison

Stocks Performance

Stocks Performance
TFBANK vs SBK

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Performance Gap
TFBANK vs SBK

Performance Gap Between TFBANK and SBK
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Performance By Year
TFBANK vs SBK

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TFBANK
SBK
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