` Comparison: HARL, CS - Alpha Spread

H
HARL
vs
CS

Over the past 12 months, HARL has significantly outperformed CS, delivering a return of +184% compared to the CS's +22% growth.

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HARL
CS
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Stocks Compared:
HARL CS
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Valuation Comparison

HARL Intrinsic Value
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CS Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
H
Harel Insurance Investments and Financial Services Ltd
TASE:HARL
14 560 ILS
AXA SA
PAR:CS
40.98 EUR
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Valuation Scenario:
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Growth Comparison

Growth Over Time
HARL, CS

HARL
CS
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
H
Harel Insurance Investments and Financial Services Ltd
Revenue
AXA SA
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
HARL, CS

HARL
CS
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
H
Harel Insurance Investments and Financial Services Ltd
TASE:HARL
FCF is not applicable for financial companies
AXA SA
PAR:CS
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

HARL
CS
LTM 3Y Avg 5Y Avg 10Y Avg
H
Harel Insurance Investments and Financial Services Ltd
Not applicable for financial companies
AXA SA
Not applicable for financial companies

Operating Margin

HARL
CS
LTM 3Y Avg 5Y Avg 10Y Avg
H
Harel Insurance Investments and Financial Services Ltd
Not applicable for financial companies
AXA SA
Not applicable for financial companies

Net Margin

HARL
16.4%
CS
8.5%

FCF Margin

HARL
CS
LTM 3Y Avg 5Y Avg 10Y Avg
H
Harel Insurance Investments and Financial Services Ltd
Not applicable for financial companies
AXA SA
Not applicable for financial companies

ROE

HARL
23.5%
CS
16.4%

ROA

HARL
1.5%
CS
1.2%

ROIC

HARL
CS
LTM 3Y Avg 5Y Avg 10Y Avg
H
Harel Insurance Investments and Financial Services Ltd
Not applicable for financial companies
AXA SA
Not applicable for financial companies

ROCE

HARL
CS
LTM 3Y Avg 5Y Avg 10Y Avg
H
Harel Insurance Investments and Financial Services Ltd
Not applicable for financial companies
AXA SA
Not applicable for financial companies

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
HARL, CS

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HARL
CS
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Performance Gap
HARL, CS

Performance Gap Between HARL and CS
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Performance By Year
HARL, CS

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HARL
CS
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