` Comparison: ELF, OUT - Alpha Spread

ELF
vs
O
OUT

Over the past 12 months, ELF has underperformed OUT, delivering a return of +13% compared to the OUT's +58% growth.

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ELF
OUT
One-click summary across all key metrics.
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One-click summary across all key metrics.
Ranked results with clear takeaways.
No spreadsheets, no guesswork.
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Valuation
Growth
Profitability
Solvency
Comparing Valuation
Running a multi-layered valuation analysis to compare how attractive each stock is.
Comparing Growth
Financial growth, forecasts, volatility, and historical drawdowns.
Comparing Profitability
Margins, returns on capital, and the consistency of profitability.
Comparing Solvency
Debt levels, liquidity, interest coverage, and bankruptcy risk.
Summarizing...
We need a little more time to summarize the results

Valuation Comparison

ELF Intrinsic Value
12.99 CAD
Overvaluation 13%
Intrinsic Value
Price
O
OUT Intrinsic Value
Not Available
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
E-L Financial Corp Ltd
TSX:ELF
14.89 CAD
O
OUTsurance Group Ltd
JSE:OUT
7 480 Zac
Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
ELF, OUT

ELF
OUT
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Revenue
www.alphaspread.com
Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
E-L Financial Corp Ltd
Revenue
O
OUTsurance Group Ltd
Revenue

All metrics are calculated based on data from the last 10 years.

Profitability Comparison

Free Cash Flow
ELF, OUT

ELF
OUT
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
E-L Financial Corp Ltd
TSX:ELF
FCF is not applicable for financial companies
O
OUTsurance Group Ltd
JSE:OUT
FCF is not applicable for financial companies
What is Free Cash Flow?

Gross Margin

ELF
OUT
LTM 3Y Avg 5Y Avg 10Y Avg
E-L Financial Corp Ltd
Not applicable for financial companies
O
OUTsurance Group Ltd
Not applicable for financial companies

Operating Margin

ELF
OUT
LTM 3Y Avg 5Y Avg 10Y Avg
E-L Financial Corp Ltd
Not applicable for financial companies
O
OUTsurance Group Ltd
Not applicable for financial companies

Net Margin

ELF
39%
OUT
12.1%

FCF Margin

ELF
OUT
LTM 3Y Avg 5Y Avg 10Y Avg
E-L Financial Corp Ltd
Not applicable for financial companies
O
OUTsurance Group Ltd
Not applicable for financial companies

ROE

ELF
14.1%
OUT
31.6%

ROA

ELF
4.1%
OUT
12.6%

ROIC

ELF
OUT
LTM 3Y Avg 5Y Avg 10Y Avg
E-L Financial Corp Ltd
Not applicable for financial companies
O
OUTsurance Group Ltd
Not applicable for financial companies

ROCE

ELF
OUT
LTM 3Y Avg 5Y Avg 10Y Avg
E-L Financial Corp Ltd
Not applicable for financial companies
O
OUTsurance Group Ltd
Not applicable for financial companies

Solvency Comparison

Balance Sheet Comparison

Stocks Performance

Stocks Performance
ELF, OUT

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Performance Gap
ELF, OUT

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ELF
OUT
Difference
www.alphaspread.com

Performance By Year
ELF, OUT

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ELF
OUT
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