` Comparison: NPF.U, SOFI - Alpha Spread

N
NPF.U
vs
SOFI

Over the past 12 months, NPF.U has underperformed SOFI, delivering a return of 0% compared to the SOFI's +75% growth.

Valuation Growth Profitability Solvency Stocks Performance
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NPF.U
SOFI
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Stocks Compared:
NPF.U SOFI
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Valuation Comparison

N
NPF.U Intrinsic Value
Not Available
SOFI Intrinsic Value
15.4294 USD
Overvaluation 44%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
N
NextPoint Financial Inc
TSX:NPF.U
3 USD
SoFi Technologies Inc
NASDAQ:SOFI
27.3399 USD
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Valuation Scenario:
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Growth Comparison

Growth Over Time
NPF.U, SOFI

NPF.U
SOFI
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
N
NextPoint Financial Inc
Revenue
SoFi Technologies Inc
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
NPF.U, SOFI

NPF.U
SOFI
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
N
NextPoint Financial Inc
TSX:NPF.U
SoFi Technologies Inc
NASDAQ:SOFI
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

NPF.U
89.7%
SOFI
LTM 3Y Avg 5Y Avg 10Y Avg
N
NextPoint Financial Inc
SoFi Technologies Inc
Not applicable for financial companies

Operating Margin

NPF.U
-89%
SOFI
LTM 3Y Avg 5Y Avg 10Y Avg
N
NextPoint Financial Inc
SoFi Technologies Inc
Not applicable for financial companies

Net Margin

NPF.U
-72.5%
SOFI
19.3%

FCF Margin

NPF.U
-4.8%
SOFI
LTM 3Y Avg 5Y Avg 10Y Avg
N
NextPoint Financial Inc
SoFi Technologies Inc
Not applicable for financial companies

ROE

NPF.U
-127.7%
SOFI
8.6%

ROA

NPF.U
-28.1%
SOFI
1.6%

ROIC

NPF.U
-29.3%
SOFI
LTM 3Y Avg 5Y Avg 10Y Avg
N
NextPoint Financial Inc
SoFi Technologies Inc
Not applicable for financial companies

ROCE

NPF.U
-109.2%
SOFI
LTM 3Y Avg 5Y Avg 10Y Avg
N
NextPoint Financial Inc
SoFi Technologies Inc
Not applicable for financial companies

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
NPF.U, SOFI

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SOFI
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Performance Gap
NPF.U, SOFI

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NPF.U
SOFI
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
NPF.U, SOFI

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SOFI
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