` NPF.U (NextPoint Financial Inc) vs AXP (American Express Co) Comparison - Alpha Spread

N
NPF.U
vs
AXP

Over the past 12 months, NPF.U has underperformed AXP, delivering a return of 0% compared to the AXP's +26% growth.

Smart Verdict
AI-Powered

Not Sure Which Stock Wins?
Let AI Decide.
NPF.U
AXP
One-click summary across all key metrics.
Ranked results with clear takeaways.
No spreadsheets, no guesswork.
One-click summary across all key metrics.
Ranked results with clear takeaways.
No spreadsheets, no guesswork.
Start AI Comparison
Valuation
Growth
Profitability
Solvency
Comparing Valuation
Running a multi-layered valuation analysis to compare how attractive each stock is.
Comparing Growth
Financial growth, forecasts, volatility, and historical drawdowns.
Comparing Profitability
Margins, returns on capital, and the consistency of profitability.
Comparing Solvency
Debt levels, liquidity, interest coverage, and bankruptcy risk.
Summarizing...
We need a little more time to summarize the results

Valuation Comparison

N
NPF.U Intrinsic Value
Not Available
AXP Intrinsic Value
322.79 USD
Undervaluation 5%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
N
NextPoint Financial Inc
TSX:NPF.U
3 USD
American Express Co
NYSE:AXP
307.95 USD
Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
NPF.U vs AXP

NPF.U
AXP
Add Stock
Revenue
www.alphaspread.com
Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
N
NextPoint Financial Inc
Revenue
American Express Co
Revenue

All metrics are calculated based on data from the last 10 years.

Profitability Comparison

Free Cash Flow
NPF.U vs AXP

NPF.U
AXP
Add Stock
Free Cash Flow
www.alphaspread.com
Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
N
NextPoint Financial Inc
TSX:NPF.U
American Express Co
NYSE:AXP
What is Free Cash Flow?

Gross Margin

NPF.U
89.7%
AXP
61.8%

Operating Margin

NPF.U
-89%
AXP
17.9%

Net Margin

NPF.U
-72.5%
AXP
14%

FCF Margin

NPF.U
-4.8%
AXP
15.6%

ROE

NPF.U
-127.7%
AXP
33.8%

ROA

NPF.U
-28.1%
AXP
3.7%

ROIC

NPF.U
-29.3%
AXP
4.9%

ROCE

NPF.U
-109.2%
AXP
10.8%

Solvency Comparison

Balance Sheet Comparison

Stocks Performance

Stocks Performance
NPF.U vs AXP

Loading

Performance Gap
NPF.U vs AXP

Loading
NPF.U
AXP
Difference
www.alphaspread.com

Performance By Year
NPF.U vs AXP

Loading
NPF.U
AXP
Add Stock
Not Sure Which Stock Wins?
Let AI Decide
One-click summary across all key metrics.
Ranked results with clear takeaways.
No spreadsheets, no guesswork.
Start AI Comparison
Compare NPF.U to other stocks
Unlock Full Access to Alpha Spread
Create Free Account