` Comparison: SFI, IRFC - Alpha Spread

SFI
vs
IRFC

Over the past 12 months, SFI has significantly outperformed IRFC, delivering a return of 0% compared to the IRFC's 28% drop.

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SFI
IRFC
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Stocks Compared:
SFI IRFC
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Valuation Comparison

SFI Intrinsic Value
0.28 CAD
Undervaluation 1%
Intrinsic Value
Price
IRFC Intrinsic Value
124.85 INR
Undervaluation 11%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Solution Financial Inc
TSX:SFI
0.28 CAD
Indian Railway Finance Corp Ltd
NSE:IRFC
111.08 INR
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Valuation Scenario:
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Growth Comparison

Growth Over Time
SFI, IRFC

SFI
IRFC
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Solution Financial Inc
Revenue
Indian Railway Finance Corp Ltd
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
SFI, IRFC

SFI
IRFC
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Solution Financial Inc
TSX:SFI
Indian Railway Finance Corp Ltd
NSE:IRFC
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What is Free Cash Flow?

Gross Margin

SFI
35.3%
IRFC
0%

Operating Margin

SFI
10.8%
IRFC
99.4%

Net Margin

SFI
2%
IRFC
25.5%

FCF Margin

SFI
-44.7%
IRFC
13.2%

ROE

SFI
1.8%
IRFC
12.7%

ROA

SFI
0.6%
IRFC
1.4%

ROIC

SFI
12%
IRFC
5.5%

ROCE

SFI
5.1%
IRFC
5.3%

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
SFI, IRFC

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Performance Gap
SFI, IRFC

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SFI
IRFC
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
SFI, IRFC

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IRFC
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