Trico Bancshares
NASDAQ:TCBK

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Trico Bancshares
NASDAQ:TCBK
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Price: 42.775 USD 1.87% Market Closed
Market Cap: 1.4B USD

NIM
Net Interest Margin

5%
Current
5%
Average
4.1%
Industry

Net Interest Margin is a measure of the difference between interest paid and interest received, adjusted for the total amount of interest-generating assets held by the bank. A positive net interest margin indicates that the bank is efficiently investing, whereas a negative net interest margin implies inefficient investing.

NIM
5%
=
Net Interest Income
331.2m
/
Interest-Earning Assets
6.7B

NIM Across Competitors

Trico Bancshares
Glance View

Market Cap
1.4B USD
Industry
Banking

In the heart of California, TriCo Bancshares has steadily built its reputation as a dependable financial institution, focused on nurturing community relationships while expanding its reach. Founded in 1975 with its headquarters in Chico, the company emerged as a pivotal player in the regional banking sector. Through its principal subsidiary, Tri Counties Bank, it carved a niche by prioritizing personalized banking solutions in areas often overlooked by larger financial conglomerates. This community-centric approach, coupled with technological integration, has enabled the bank to serve a diverse clientele ranging from individual customers to small businesses and larger commercial enterprises. TriCo Bancshares generates revenue primarily through interest income, a classic banking model where funds from customer deposits and financial products are channeled into loans. By offering competitive mortgage, business, and consumer loans, the bank earns interest, which forms the backbone of its revenue stream. Additionally, TriCo capitalizes on non-interest income avenues, such as fees for various financial services, including account management and treasury services, thereby diversifying its earnings. This balance of traditional banking practices with modern financial strategies reflects the institution's adaptability and its commitment to growing alongside the communities it serves.

TCBK Intrinsic Value
47.253 USD
Undervaluation 9%
Intrinsic Value
Price
What is Net Interest Margin?

Net Interest Margin is a measure of the difference between interest paid and interest received, adjusted for the total amount of interest-generating assets held by the bank. A positive net interest margin indicates that the bank is efficiently investing, whereas a negative net interest margin implies inefficient investing.

NIM
5%
=
Net Interest Income
331.2m
/
Interest-Earning Assets
6.7B
What is the NIM of Trico Bancshares?

Based on Trico Bancshares's most recent financial statements, the company has NIM of 5%.

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