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Global Payments Inc
Global Payments Inc., a juggernaut in the digital commerce world, has long been at the forefront of transforming how businesses transact in an ever-evolving marketplace. Founded with a vision to streamline payment processing, the company has grown to become a dominant force in facilitating seamless transactions across diverse industries. The heart of its operation lies in providing cutting-edge financial technology services that connect businesses with customers in the blink of an eye. Through its expansive suite of services, ranging from payment processing to comprehensive merchant solutions, Global Payments ensures that its clients can accept and process a wide variety of payment methods efficiently and securely. Its global footprint provides an extensive network that transcends borders, making international commerce accessible for businesses of all sizes.
Fueling its revenue engine, Global Payments capitalizes on transaction fees, service charges, and value-added services tailored to the needs of its clientele, which includes retailers, financial institutions, and technology partners. By continuously investing in innovative solutions and strategic partnerships, such as its notable merger with Total System Services (TSYS), the company fortifies its position in the fintech landscape. The merger strategically amplifies its offerings by incorporating advanced issuer solutions, enhancing its capacity to serve banks and credit unions better. As the world increasingly tilts towards digital and contactless payment avenues, Global Payments remains steadfast, thriving on its ability to adapt and lead in the competitive panorama of financial services by enabling smoother, more efficient transaction ecosystems globally.
Global Payments Inc., a juggernaut in the digital commerce world, has long been at the forefront of transforming how businesses transact in an ever-evolving marketplace. Founded with a vision to streamline payment processing, the company has grown to become a dominant force in facilitating seamless transactions across diverse industries. The heart of its operation lies in providing cutting-edge financial technology services that connect businesses with customers in the blink of an eye. Through its expansive suite of services, ranging from payment processing to comprehensive merchant solutions, Global Payments ensures that its clients can accept and process a wide variety of payment methods efficiently and securely. Its global footprint provides an extensive network that transcends borders, making international commerce accessible for businesses of all sizes.
Fueling its revenue engine, Global Payments capitalizes on transaction fees, service charges, and value-added services tailored to the needs of its clientele, which includes retailers, financial institutions, and technology partners. By continuously investing in innovative solutions and strategic partnerships, such as its notable merger with Total System Services (TSYS), the company fortifies its position in the fintech landscape. The merger strategically amplifies its offerings by incorporating advanced issuer solutions, enhancing its capacity to serve banks and credit unions better. As the world increasingly tilts towards digital and contactless payment avenues, Global Payments remains steadfast, thriving on its ability to adapt and lead in the competitive panorama of financial services by enabling smoother, more efficient transaction ecosystems globally.
Revenue Growth: Global Payments delivered 6% constant currency adjusted net revenue growth (excluding dispositions) in Q3, in line with expectations and driven by momentum in its merchant business.
Margin Expansion: Adjusted operating margins expanded by 110 basis points to 45% in Q3, benefiting from ongoing transformation initiatives and cost efficiencies.
EPS & Free Cash Flow: Adjusted EPS rose 12% to $3.26, and adjusted free cash flow reached $784 million, with a 100% conversion rate of adjusted net income.
Guidance Affirmed: Management reiterated full-year 2025 guidance for revenue, margins, EPS, and free cash flow, expecting adjusted EPS growth at the high end of the 10–11% range.
Genius Platform Traction: The rollout of the Genius POS and software platform drove strong new customer wins, with new locations up 20% sequentially and monthly recurring revenue from new sales up 75% since June.
Worldpay Acquisition: Regulatory approvals are progressing; the Worldpay acquisition and Issuer Solutions divestiture are expected to close in Q1 2026, positioning the company as a pure-play merchant solutions provider.
Sales Force Expansion: The company is recruiting 500 additional field sellers in North America and has revamped its sales compensation and CRM technology, leading to double-digit increases in deal size and count.
Capital Returns: Over $1.2 billion in share repurchases year-to-date, with plans to return $7.5 billion to shareholders between 2025 and 2027.
Management