` Comparison: FPR, SYF - Alpha Spread

FPR
vs
SYF

Over the past 12 months, FPR has underperformed SYF, delivering a return of -5% compared to the SYF's +53% growth.

Smart Verdict
AI-Powered

Not Sure Which Stock Wins?
Let AI Decide.
FPR
SYF
One-click summary across all key metrics.
Ranked results with clear takeaways.
No spreadsheets, no guesswork.
One-click summary across all key metrics.
Ranked results with clear takeaways.
No spreadsheets, no guesswork.
Start AI Comparison
Valuation
Growth
Profitability
Solvency
Comparing Valuation
Running a multi-layered valuation analysis to compare how attractive each stock is.
Comparing Growth
Financial growth, forecasts, volatility, and historical drawdowns.
Comparing Profitability
Margins, returns on capital, and the consistency of profitability.
Comparing Solvency
Debt levels, liquidity, interest coverage, and bankruptcy risk.
Summarizing...
We need a little more time to summarize the results

Valuation Comparison

FPR Intrinsic Value
6.89 AUD
Undervaluation 59%
Intrinsic Value
Price
SYF Intrinsic Value
103.94 USD
Undervaluation 27%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Fleetpartners Group Ltd
ASX:FPR
2.82 AUD
Synchrony Financial
NYSE:SYF
75.76 USD
Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
FPR, SYF

FPR
SYF
Add Stock
Revenue
www.alphaspread.com
Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Fleetpartners Group Ltd
Revenue
Synchrony Financial
Revenue

All metrics are calculated based on data from the last 10 years.

Profitability Comparison

Free Cash Flow
FPR, SYF

FPR
SYF
Add Stock
Free Cash Flow
www.alphaspread.com
Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Fleetpartners Group Ltd
ASX:FPR
Synchrony Financial
NYSE:SYF
FCF is not applicable for financial companies
What is Free Cash Flow?

Gross Margin

FPR
41.4%
SYF
LTM 3Y Avg 5Y Avg 10Y Avg
Fleetpartners Group Ltd
Synchrony Financial
Not applicable for financial companies

Operating Margin

FPR
27.2%
SYF
LTM 3Y Avg 5Y Avg 10Y Avg
Fleetpartners Group Ltd
Synchrony Financial
Not applicable for financial companies

Net Margin

FPR
9.9%
SYF
17.1%

FCF Margin

FPR
-14.6%
SYF
LTM 3Y Avg 5Y Avg 10Y Avg
Fleetpartners Group Ltd
Synchrony Financial
Not applicable for financial companies

ROE

FPR
12.2%
SYF
19.7%

ROA

FPR
3.1%
SYF
2.7%

ROIC

FPR
6.5%
SYF
LTM 3Y Avg 5Y Avg 10Y Avg
Fleetpartners Group Ltd
Synchrony Financial
Not applicable for financial companies

ROCE

FPR
10.5%
SYF
LTM 3Y Avg 5Y Avg 10Y Avg
Fleetpartners Group Ltd
Synchrony Financial
Not applicable for financial companies

Solvency Comparison

Balance Sheet Comparison

Stocks Performance

Stocks Performance
FPR, SYF

Loading

Performance Gap
FPR, SYF

Loading
FPR
SYF
Difference
www.alphaspread.com

Performance By Year
FPR, SYF

Loading
FPR
SYF
Add Stock
Not Sure Which Stock Wins?
Let AI Decide
One-click summary across all key metrics.
Ranked results with clear takeaways.
No spreadsheets, no guesswork.
Start AI Comparison
Compare FPR to other stocks
Unlock Full Access to Alpha Spread
Create Free Account