` Comparison: LFS, SOFI - Alpha Spread

L
LFS
vs
SOFI

Over the past 12 months, LFS has underperformed SOFI, delivering a return of -6% compared to the SOFI's +57% growth.

Valuation Growth Profitability Solvency Stocks Performance
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LFS
SOFI
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Stocks Compared:
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Valuation Comparison

LFS Intrinsic Value
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SOFI Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
L
Latitude Group Holdings Ltd
ASX:LFS
1.08 AUD
SoFi Technologies Inc
NASDAQ:SOFI
26.4246 USD
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Valuation Scenario:
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Base Case
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Growth Comparison

Growth Over Time
LFS, SOFI

LFS
SOFI
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
L
Latitude Group Holdings Ltd
Revenue
SoFi Technologies Inc
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
LFS, SOFI

LFS
SOFI
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
L
Latitude Group Holdings Ltd
ASX:LFS
SoFi Technologies Inc
NASDAQ:SOFI
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

LFS
0%
SOFI
LTM 3Y Avg 5Y Avg 10Y Avg
L
Latitude Group Holdings Ltd
SoFi Technologies Inc
Not applicable for financial companies

Operating Margin

LFS
40.7%
SOFI
LTM 3Y Avg 5Y Avg 10Y Avg
L
Latitude Group Holdings Ltd
SoFi Technologies Inc
Not applicable for financial companies

Net Margin

LFS
5%
SOFI
19.3%

FCF Margin

LFS
-11%
SOFI
LTM 3Y Avg 5Y Avg 10Y Avg
L
Latitude Group Holdings Ltd
SoFi Technologies Inc
Not applicable for financial companies

ROE

LFS
4.8%
SOFI
8.6%

ROA

LFS
0.8%
SOFI
1.6%

ROIC

LFS
4.4%
SOFI
LTM 3Y Avg 5Y Avg 10Y Avg
L
Latitude Group Holdings Ltd
SoFi Technologies Inc
Not applicable for financial companies

ROCE

LFS
8.4%
SOFI
LTM 3Y Avg 5Y Avg 10Y Avg
L
Latitude Group Holdings Ltd
SoFi Technologies Inc
Not applicable for financial companies

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
LFS, SOFI

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LFS
SOFI
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Performance Gap
LFS, SOFI

Performance Gap Between LFS and SOFI
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Performance By Year
LFS, SOFI

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LFS
SOFI
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