` WBC (Westpac Banking Corp) vs CBA (Commonwealth Bank of Australia) Comparison - Alpha Spread

WBC
vs
CBA

Over the past 12 months, WBC has underperformed CBA, delivering a return of +23% compared to the CBA's +39% growth.

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WBC
CBA
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One-click summary across all key metrics.
Ranked results with clear takeaways.
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Valuation
Growth
Profitability
Solvency
Comparing Valuation
Running a multi-layered valuation analysis to compare how attractive each stock is.
Comparing Growth
Financial growth, forecasts, volatility, and historical drawdowns.
Comparing Profitability
Margins, returns on capital, and the consistency of profitability.
Comparing Solvency
Debt levels, liquidity, interest coverage, and bankruptcy risk.
Summarizing...
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Valuation Comparison

WBC Intrinsic Value
28.87 AUD
Overvaluation 15%
Intrinsic Value
Price
CBA Intrinsic Value
103.87 AUD
Overvaluation 42%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Westpac Banking Corp
ASX:WBC
33.87 AUD
Commonwealth Bank of Australia
ASX:CBA
180.37 AUD
Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
WBC vs CBA

WBC
CBA
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Westpac Banking Corp
Revenue
Commonwealth Bank of Australia
Revenue

All metrics are calculated based on data from the last 10 years.

Profitability Comparison

Free Cash Flow
WBC vs CBA

WBC
CBA
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Westpac Banking Corp
ASX:WBC
FCF is not applicable for financial companies
Commonwealth Bank of Australia
ASX:CBA
FCF is not applicable for financial companies
What is Free Cash Flow?

Gross Margin

WBC
CBA
LTM 3Y Avg 5Y Avg 10Y Avg
Westpac Banking Corp
Not applicable for financial companies
Commonwealth Bank of Australia
Not applicable for financial companies

Operating Margin

WBC
CBA
LTM 3Y Avg 5Y Avg 10Y Avg
Westpac Banking Corp
Not applicable for financial companies
Commonwealth Bank of Australia
Not applicable for financial companies

Net Margin

WBC
31.4%
CBA
35.1%

FCF Margin

WBC
CBA
LTM 3Y Avg 5Y Avg 10Y Avg
Westpac Banking Corp
Not applicable for financial companies
Commonwealth Bank of Australia
Not applicable for financial companies

ROE

WBC
9.6%
CBA
13.2%

ROA

WBC
0.7%
CBA
0.8%

ROIC

WBC
CBA
LTM 3Y Avg 5Y Avg 10Y Avg
Westpac Banking Corp
Not applicable for financial companies
Commonwealth Bank of Australia
Not applicable for financial companies

ROCE

WBC
CBA
LTM 3Y Avg 5Y Avg 10Y Avg
Westpac Banking Corp
Not applicable for financial companies
Commonwealth Bank of Australia
Not applicable for financial companies

Solvency Comparison

Balance Sheet Comparison

Stocks Performance

Stocks Performance
WBC vs CBA

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Performance Gap
WBC vs CBA

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WBC
CBA
Difference
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Performance By Year
WBC vs CBA

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WBC
CBA
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