` 2328 (PICC Property and Casualty Co Ltd) vs TRV (Travelers Companies Inc) Comparison - Alpha Spread

2328
vs
TRV

Over the past 12 months, PICC Property and Casualty Co Ltd has significantly outperformed TRV, delivering a return of +66% compared to the TRV's +32% growth.

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2328
TRV
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Valuation
Growth
Profitability
Solvency
Comparing Valuation
Running a multi-layered valuation analysis to compare how attractive each stock is.
Comparing Growth
Financial growth, forecasts, volatility, and historical drawdowns.
Comparing Profitability
Margins, returns on capital, and the consistency of profitability.
Comparing Solvency
Debt levels, liquidity, interest coverage, and bankruptcy risk.
Summarizing...
We need a little more time to summarize the results

Valuation Comparison

Intrinsic Value
25.2 HKD
Undervaluation 39%
Intrinsic Value
Price
TRV Intrinsic Value
354.1 USD
Undervaluation 25%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
PICC Property and Casualty Co Ltd
HKEX:2328
15.42 HKD
Travelers Companies Inc
NYSE:TRV
264.13 USD
Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
2328 vs TRV

2328
TRV
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
PICC Property and Casualty Co Ltd
Revenue
Travelers Companies Inc
Revenue

All metrics are calculated based on data from the last 10 years.

Profitability Comparison

Free Cash Flow
2328 vs TRV

2328
TRV
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
PICC Property and Casualty Co Ltd
HKEX:2328
FCF is not applicable for financial companies
Travelers Companies Inc
NYSE:TRV
FCF is not applicable for financial companies
What is Free Cash Flow?

Gross Margin

PICC Property and Casualty Co Ltd
TRV
LTM 3Y Avg 5Y Avg 10Y Avg
PICC Property and Casualty Co Ltd
Not applicable for financial companies
Travelers Companies Inc
Not applicable for financial companies

Operating Margin

PICC Property and Casualty Co Ltd
TRV
LTM 3Y Avg 5Y Avg 10Y Avg
PICC Property and Casualty Co Ltd
Not applicable for financial companies
Travelers Companies Inc
Not applicable for financial companies

Net Margin

PICC Property and Casualty Co Ltd
6.5%
TRV
9%

FCF Margin

PICC Property and Casualty Co Ltd
TRV
LTM 3Y Avg 5Y Avg 10Y Avg
PICC Property and Casualty Co Ltd
Not applicable for financial companies
Travelers Companies Inc
Not applicable for financial companies

ROE

PICC Property and Casualty Co Ltd
13.2%
TRV
15.9%

ROA

PICC Property and Casualty Co Ltd
4.3%
TRV
3.2%

ROIC

PICC Property and Casualty Co Ltd
TRV
LTM 3Y Avg 5Y Avg 10Y Avg
PICC Property and Casualty Co Ltd
Not applicable for financial companies
Travelers Companies Inc
Not applicable for financial companies

ROCE

PICC Property and Casualty Co Ltd
TRV
LTM 3Y Avg 5Y Avg 10Y Avg
PICC Property and Casualty Co Ltd
Not applicable for financial companies
Travelers Companies Inc
Not applicable for financial companies

Solvency Comparison

Balance Sheet Comparison

Stocks Performance

Stocks Performance
2328 vs TRV

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Performance Gap
2328 vs TRV

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2328
TRV
Difference
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Performance By Year
2328 vs TRV

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2328
TRV
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