` CIVB (Civista Bancshares Inc) vs MTB (M&T Bank Corp) Comparison - Alpha Spread

CIVB
vs
MTB

Over the past 12 months, CIVB has significantly outperformed MTB, delivering a return of 54% compared to the MTB's 30% growth.

Valuation Comparison

CIVB Intrinsic Value
33.16 USD
Undervaluation 30%
Intrinsic Value
Price
MTB Intrinsic Value
250.56 USD
Undervaluation 23%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Civista Bancshares Inc
NASDAQ:CIVB
23.17 USD
M&T Bank Corp
NYSE:MTB
193.49 USD

Financials Comparison

Growth Over Time
CIVB vs MTB

CIVB
MTB
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Civista Bancshares Inc
Revenue
M&T Bank Corp
Revenue

All metrics are calculated based on data from the last 10 years.

Profitability Comparison

Free Cash Flow
CIVB vs MTB

CIVB
MTB
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Civista Bancshares Inc
NASDAQ:CIVB
M&T Bank Corp
NYSE:MTB
What is Free Cash Flow?

Gross Margin

CIVB
0%
MTB
0%

Operating Margin

CIVB
0%
MTB
0%

Net Margin

CIVB
21.1%
MTB
26.7%

FCF Margin

CIVB
24%
MTB
36.4%

ROE

CIVB
10.7%
MTB
8.9%

ROA

CIVB
1%
MTB
1.2%

ROIC

CIVB
0%
MTB
0%

ROCE

CIVB
0%
MTB
0%

Stocks Performance

Stocks Performance
CIVB vs MTB

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CIVB
MTB
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1Y 3Y 5Y 10Y 15Y 20Y

Performance Gap
CIVB vs MTB

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CIVB
MTB
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
CIVB vs MTB

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CIVB
MTB
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