` CIVB (Civista Bancshares Inc) vs TFC (Truist Financial Corp) Comparison - Alpha Spread

CIVB
vs
TFC

Over the past 12 months, CIVB has significantly outperformed TFC, delivering a return of 64% compared to the TFC's 11% growth.

Valuation Comparison

CIVB Intrinsic Value
33.16 USD
Undervaluation 28%
Intrinsic Value
Price
TFC Intrinsic Value
57.74 USD
Undervaluation 26%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Civista Bancshares Inc
NASDAQ:CIVB
23.72 USD
Truist Financial Corp
NYSE:TFC
42.61 USD

Financials Comparison

Growth Over Time
CIVB vs TFC

CIVB
TFC
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Civista Bancshares Inc
Revenue
Truist Financial Corp
Revenue

All metrics are calculated based on data from the last 10 years.

Profitability Comparison

Free Cash Flow
CIVB vs TFC

CIVB
TFC
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Civista Bancshares Inc
NASDAQ:CIVB
Truist Financial Corp
NYSE:TFC
What is Free Cash Flow?

Gross Margin

CIVB
0%
TFC
0%

Operating Margin

CIVB
0%
TFC
0%

Net Margin

CIVB
21.1%
TFC
34%

FCF Margin

CIVB
24%
TFC
16.2%

ROE

CIVB
10.7%
TFC
7.4%

ROA

CIVB
1%
TFC
0.9%

ROIC

CIVB
0%
TFC
0%

ROCE

CIVB
0%
TFC
0%

Stocks Performance

Stocks Performance
CIVB vs TFC

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CIVB
TFC
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1Y 3Y 5Y 10Y 15Y 20Y

Performance Gap
CIVB vs TFC

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CIVB
TFC
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
CIVB vs TFC

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CIVB
TFC
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