` CIVB (Civista Bancshares Inc) vs PNC (PNC Financial Services Group Inc) Comparison - Alpha Spread

CIVB
vs
PNC

Over the past 12 months, CIVB has significantly outperformed PNC, delivering a return of 54% compared to the PNC's 21% growth.

Valuation Comparison

PRMW Intrinsic Value
13.17 USD
Overvaluation 46%
Intrinsic Value
Price
PEP Intrinsic Value
159.55 USD
Undervaluation 20%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Primo Water Corp
NYSE:PRMW
24.21 USD
13.17 USD
Overvalued by 46%
8.14 USD
66% Overvalued
18.19 USD
25% Overvalued
Not Available
PepsiCo Inc
NASDAQ:PEP
128.22 USD
159.55 USD
Undervalued by 20%
125.14 USD
2% Overvalued
193.96 USD
34% Undervalued
151.9 USD
18% Upside

Financials Comparison

Growth Over Time
CIVB vs PNC

CIVB
PNC
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Civista Bancshares Inc
Revenue
PNC Financial Services Group Inc
Revenue

All metrics are calculated based on data from the last 10 years.

Profitability Comparison

Free Cash Flow
CIVB vs PNC

CIVB
PNC
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Civista Bancshares Inc
NASDAQ:CIVB
PNC Financial Services Group Inc
NYSE:PNC
What is Free Cash Flow?

Gross Margin

CIVB
0%
PNC
0%

Operating Margin

CIVB
0%
PNC
0%

Net Margin

CIVB
21.1%
PNC
25.9%

FCF Margin

CIVB
24%
PNC
36%

ROE

CIVB
10.7%
PNC
10.5%

ROA

CIVB
1%
PNC
1%

ROIC

CIVB
0%
PNC
0%

ROCE

CIVB
0%
PNC
0%

Stocks Performance

Stocks Performance
CIVB vs PNC

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CIVB
PNC
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1Y 3Y 5Y 10Y 15Y 20Y

Performance Gap
CIVB vs PNC

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CIVB
PNC
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
CIVB vs PNC

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CIVB
PNC
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