` Comparison: CZNC, 600919 - Alpha Spread

CZNC
vs
600919

Over the past 12 months, CZNC has underperformed Bank of Jiangsu Co Ltd, delivering a return of +2% compared to the Bank of Jiangsu Co Ltd's +15% growth.

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CZNC
600919
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Stocks Compared:
CZNC 600919
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Valuation Comparison

CZNC Intrinsic Value
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Bank of Jiangsu Co Ltd Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Citizens & Northern Corp
NASDAQ:CZNC
20.56 USD
Bank of Jiangsu Co Ltd
SSE:600919
10.5 CNY
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Growth Comparison

Growth Over Time
CZNC, 600919

CZNC
600919
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Citizens & Northern Corp
Revenue
Bank of Jiangsu Co Ltd
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
CZNC, 600919

CZNC
600919
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Citizens & Northern Corp
NASDAQ:CZNC
FCF is not applicable for financial companies
Bank of Jiangsu Co Ltd
SSE:600919
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

CZNC
Bank of Jiangsu Co Ltd
LTM 3Y Avg 5Y Avg 10Y Avg
Citizens & Northern Corp
Not applicable for financial companies
Bank of Jiangsu Co Ltd
Not applicable for financial companies

Operating Margin

CZNC
Bank of Jiangsu Co Ltd
LTM 3Y Avg 5Y Avg 10Y Avg
Citizens & Northern Corp
Not applicable for financial companies
Bank of Jiangsu Co Ltd
Not applicable for financial companies

Net Margin

CZNC
23.6%
Bank of Jiangsu Co Ltd
35.6%

FCF Margin

CZNC
Bank of Jiangsu Co Ltd
LTM 3Y Avg 5Y Avg 10Y Avg
Citizens & Northern Corp
Not applicable for financial companies
Bank of Jiangsu Co Ltd
Not applicable for financial companies

ROE

CZNC
9.4%
Bank of Jiangsu Co Ltd
10%

ROA

CZNC
1%
Bank of Jiangsu Co Ltd
0.7%

ROIC

CZNC
Bank of Jiangsu Co Ltd
LTM 3Y Avg 5Y Avg 10Y Avg
Citizens & Northern Corp
Not applicable for financial companies
Bank of Jiangsu Co Ltd
Not applicable for financial companies

ROCE

CZNC
Bank of Jiangsu Co Ltd
LTM 3Y Avg 5Y Avg 10Y Avg
Citizens & Northern Corp
Not applicable for financial companies
Bank of Jiangsu Co Ltd
Not applicable for financial companies

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
CZNC, 600919

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CZNC
600919
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Performance Gap
CZNC, 600919

Performance Gap Between CZNC and 600919
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Performance By Year
CZNC, 600919

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CZNC
600919
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