` HQY (Healthequity Inc) vs UNH (UnitedHealth Group Inc) Comparison - Alpha Spread

HQY
vs
UNH

Over the past 12 months, HQY has significantly outperformed UNH, delivering a return of 22% compared to the UNH's 38% drop.

Valuation Comparison

HQY Intrinsic Value
92.84 USD
Overvaluation 8%
Intrinsic Value
Price
UNH Intrinsic Value
621.03 USD
Undervaluation 51%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Healthequity Inc
NASDAQ:HQY
101.3 USD
UnitedHealth Group Inc
NYSE:UNH
302.01 USD

Financials Comparison

Growth Over Time
HQY vs UNH

HQY
UNH
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Healthequity Inc
Revenue
UnitedHealth Group Inc
Revenue

All metrics are calculated based on data from the last 10 years.

Profitability Comparison

Free Cash Flow
HQY vs UNH

HQY
UNH
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Healthequity Inc
NASDAQ:HQY
UnitedHealth Group Inc
NYSE:UNH
What is Free Cash Flow?

Gross Margin

HQY
65.5%
UNH
0%

Operating Margin

HQY
19.6%
UNH
8.2%

Net Margin

HQY
9.8%
UNH
5.4%

FCF Margin

HQY
7%
UNH
6%

ROE

HQY
5.8%
UNH
23.6%

ROA

HQY
3.7%
UNH
7.4%

ROIC

HQY
6.3%
UNH
10.9%

ROCE

HQY
7.5%
UNH
12.3%

Stocks Performance

Stocks Performance
HQY vs UNH

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HQY
UNH
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1Y 3Y 5Y 10Y 15Y 20Y

Performance Gap
HQY vs UNH

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HQY
UNH
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
HQY vs UNH

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HQY
UNH
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