` ORRF (Orrstown Financial Services Inc) vs PNC (PNC Financial Services Group Inc) Comparison - Alpha Spread

ORRF
vs
PNC

Over the past 12 months, ORRF has underperformed PNC, delivering a return of 13% compared to the PNC's 21% growth.

Valuation Comparison

ORRF Intrinsic Value
50.41 USD
Undervaluation 37%
Intrinsic Value
Price
PNC Intrinsic Value
241.83 USD
Undervaluation 23%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Orrstown Financial Services Inc
NASDAQ:ORRF
31.92 USD
50.41 USD
Undervalued by 37%
80.21 USD
60% Undervalued
20.61 USD
35% Overvalued
37.54 USD
18% Upside
PNC Financial Services Group Inc
NYSE:PNC
185.75 USD
241.83 USD
Undervalued by 23%
283.28 USD
34% Undervalued
200.38 USD
7% Undervalued
201.05 USD
8% Upside

Financials Comparison

Growth Over Time
ORRF vs PNC

ORRF
PNC
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Orrstown Financial Services Inc
Revenue
PNC Financial Services Group Inc
Revenue

All metrics are calculated based on data from the last 10 years.

Profitability Comparison

Free Cash Flow
ORRF vs PNC

ORRF
PNC
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Orrstown Financial Services Inc
NASDAQ:ORRF
PNC Financial Services Group Inc
NYSE:PNC
What is Free Cash Flow?

Gross Margin

ORRF
0%
PNC
0%

Operating Margin

ORRF
0%
PNC
0%

Net Margin

ORRF
14.4%
PNC
25.9%

FCF Margin

ORRF
15.2%
PNC
36%

ROE

ORRF
7.9%
PNC
10.5%

ROA

ORRF
0.7%
PNC
1%

ROIC

ORRF
0%
PNC
0%

ROCE

ORRF
0%
PNC
0%

Stocks Performance

Stocks Performance
ORRF vs PNC

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ORRF
PNC
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1Y 3Y 5Y 10Y 15Y 20Y

Performance Gap
ORRF vs PNC

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ORRF
PNC
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
ORRF vs PNC

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ORRF
PNC
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