` TREE (Lendingtree Inc) vs COF (Capital One Financial Corp) Comparison - Alpha Spread

TREE
vs
COF

Over the past 12 months, TREE has underperformed COF, delivering a return of -30% compared to the COF's +52% growth.

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TREE
COF
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One-click summary across all key metrics.
Ranked results with clear takeaways.
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Valuation
Growth
Profitability
Solvency
Comparing Valuation
Running a multi-layered valuation analysis to compare how attractive each stock is.
Comparing Growth
Financial growth, forecasts, volatility, and historical drawdowns.
Comparing Profitability
Margins, returns on capital, and the consistency of profitability.
Comparing Solvency
Debt levels, liquidity, interest coverage, and bankruptcy risk.
Summarizing...
We need a little more time to summarize the results

Valuation Comparison

TREE Intrinsic Value
161.5 USD
Undervaluation 77%
Intrinsic Value
Price
COF Intrinsic Value
342.6 USD
Undervaluation 36%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Lendingtree Inc
NASDAQ:TREE
37.93 USD
Capital One Financial Corp
NYSE:COF
218.28 USD
Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
TREE vs COF

TREE
COF
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Lendingtree Inc
Revenue
Capital One Financial Corp
Revenue

All metrics are calculated based on data from the last 10 years.

Profitability Comparison

Free Cash Flow
TREE vs COF

TREE
COF
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Lendingtree Inc
NASDAQ:TREE
Capital One Financial Corp
NYSE:COF
FCF is not applicable for financial companies
What is Free Cash Flow?

Gross Margin

TREE
96.2%
COF
LTM 3Y Avg 5Y Avg 10Y Avg
Lendingtree Inc
Capital One Financial Corp
Not applicable for financial companies

Operating Margin

TREE
5.2%
COF
LTM 3Y Avg 5Y Avg 10Y Avg
Lendingtree Inc
Capital One Financial Corp
Not applicable for financial companies

Net Margin

TREE
-5.7%
COF
11.5%

FCF Margin

TREE
4.6%
COF
LTM 3Y Avg 5Y Avg 10Y Avg
Lendingtree Inc
Capital One Financial Corp
Not applicable for financial companies

ROE

TREE
-46.8%
COF
7.5%

ROA

TREE
-6.5%
COF
0.9%

ROIC

TREE
7.8%
COF
LTM 3Y Avg 5Y Avg 10Y Avg
Lendingtree Inc
Capital One Financial Corp
Not applicable for financial companies

ROCE

TREE
7.2%
COF
LTM 3Y Avg 5Y Avg 10Y Avg
Lendingtree Inc
Capital One Financial Corp
Not applicable for financial companies

Solvency Comparison

Balance Sheet Comparison

Stocks Performance

Stocks Performance
TREE vs COF

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Performance Gap
TREE vs COF

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TREE
COF
Difference
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Performance By Year
TREE vs COF

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TREE
COF
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