` Comparison: TREE, DFS - Alpha Spread

TREE
vs
DFS

Over the past 12 months, TREE has significantly outperformed DFS, delivering a return of +35% compared to the DFS's +14% growth.

Valuation Growth Profitability Solvency Stocks Performance
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TREE
DFS
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Stocks Compared:
TREE DFS
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Valuation Comparison

TREE Intrinsic Value
160.85 USD
Undervaluation 66%
Intrinsic Value
Price
DFS Intrinsic Value
212.1 USD
Undervaluation 6%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Lendingtree Inc
NASDAQ:TREE
54.06 USD
Discover Financial Services
NYSE:DFS
200.05 USD
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Valuation Scenario:
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Growth Comparison

Growth Over Time
TREE, DFS

TREE
DFS
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Lendingtree Inc
Revenue
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Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
TREE, DFS

TREE
DFS
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Lendingtree Inc
NASDAQ:TREE
Discover Financial Services
NYSE:DFS
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

TREE
96.2%
DFS
LTM 3Y Avg 5Y Avg 10Y Avg
Lendingtree Inc
Discover Financial Services
Not applicable for financial companies

Operating Margin

TREE
7.3%
DFS
LTM 3Y Avg 5Y Avg 10Y Avg
Lendingtree Inc
Discover Financial Services
Not applicable for financial companies

Net Margin

TREE
1.3%
DFS
24.9%

FCF Margin

TREE
5.7%
DFS
LTM 3Y Avg 5Y Avg 10Y Avg
Lendingtree Inc
Discover Financial Services
Not applicable for financial companies

ROE

TREE
12.5%
DFS
32.8%

ROA

TREE
1.8%
DFS
3.7%

ROIC

TREE
10.2%
DFS
LTM 3Y Avg 5Y Avg 10Y Avg
Lendingtree Inc
Discover Financial Services
Not applicable for financial companies

ROCE

TREE
14.1%
DFS
LTM 3Y Avg 5Y Avg 10Y Avg
Lendingtree Inc
Discover Financial Services
Not applicable for financial companies

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
TREE, DFS

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TREE
DFS
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1Y 3Y 5Y 10Y 15Y 20Y
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Performance Gap
TREE, DFS

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TREE
DFS
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
TREE, DFS

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DFS
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