` Comparison: OSCR, SLM - Alpha Spread

OSCR
vs
S
SLM

Over the past 12 months, OSCR has underperformed SLM, delivering a return of +5% compared to the SLM's +16% growth.

Valuation Growth Profitability Solvency Stocks Performance
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OSCR
SLM
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Stocks Compared:
OSCR SLM
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Valuation Comparison

OSCR Intrinsic Value
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SLM Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Oscar Health Inc
NYSE:OSCR
14.8 USD
S
Sanlam Ltd
JSE:SLM
9 929 Zac
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Valuation Scenario:
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Base Case
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Growth Comparison

Growth Over Time
OSCR, SLM

OSCR
SLM
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Oscar Health Inc
Revenue
S
Sanlam Ltd
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
OSCR, SLM

OSCR
SLM
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Oscar Health Inc
NYSE:OSCR
FCF is not applicable for financial companies
S
Sanlam Ltd
JSE:SLM
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

OSCR
SLM
LTM 3Y Avg 5Y Avg 10Y Avg
Oscar Health Inc
Not applicable for financial companies
S
Sanlam Ltd
Not applicable for financial companies

Operating Margin

OSCR
SLM
LTM 3Y Avg 5Y Avg 10Y Avg
Oscar Health Inc
Not applicable for financial companies
S
Sanlam Ltd
Not applicable for financial companies

Net Margin

OSCR
-2.2%
SLM
17%
LTM 3Y Avg 5Y Avg 10Y Avg
Oscar Health Inc
S
Sanlam Ltd

FCF Margin

OSCR
SLM
LTM 3Y Avg 5Y Avg 10Y Avg
Oscar Health Inc
Not applicable for financial companies
S
Sanlam Ltd
Not applicable for financial companies

ROE

OSCR
-22.3%
SLM
23.7%
LTM 3Y Avg 5Y Avg 10Y Avg
Oscar Health Inc
S
Sanlam Ltd

ROA

OSCR
-4.8%
SLM
2%
LTM 3Y Avg 5Y Avg 10Y Avg
Oscar Health Inc
S
Sanlam Ltd

ROIC

OSCR
SLM
LTM 3Y Avg 5Y Avg 10Y Avg
Oscar Health Inc
Not applicable for financial companies
S
Sanlam Ltd
Not applicable for financial companies

ROCE

OSCR
SLM
LTM 3Y Avg 5Y Avg 10Y Avg
Oscar Health Inc
Not applicable for financial companies
S
Sanlam Ltd
Not applicable for financial companies

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
OSCR, SLM

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OSCR
SLM
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Performance Gap
OSCR, SLM

Performance Gap Between OSCR and SLM
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Performance By Year
OSCR, SLM

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OSCR
SLM
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