` Comparison: GSY, COF - Alpha Spread

GSY
vs
COF

Over the past 12 months, GSY has underperformed COF, delivering a return of -7% compared to the COF's +42% growth.

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GSY
COF
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One-click summary across all key metrics.
Ranked results with clear takeaways.
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Valuation
Growth
Profitability
Solvency
Comparing Valuation
Running a multi-layered valuation analysis to compare how attractive each stock is.
Comparing Growth
Financial growth, forecasts, volatility, and historical drawdowns.
Comparing Profitability
Margins, returns on capital, and the consistency of profitability.
Comparing Solvency
Debt levels, liquidity, interest coverage, and bankruptcy risk.
Summarizing...
We need a little more time to summarize the results

Valuation Comparison

GSY Intrinsic Value
362.46 CAD
Undervaluation 48%
Intrinsic Value
Price
COF Intrinsic Value
325.83 USD
Undervaluation 34%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
goeasy Ltd
TSX:GSY
188.97 CAD
Capital One Financial Corp
NYSE:COF
213.82 USD
Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
GSY, COF

GSY
COF
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
goeasy Ltd
Revenue
Capital One Financial Corp
Revenue

All metrics are calculated based on data from the last 10 years.

Profitability Comparison

Free Cash Flow
GSY, COF

GSY
COF
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
goeasy Ltd
TSX:GSY
Capital One Financial Corp
NYSE:COF
FCF is not applicable for financial companies
What is Free Cash Flow?

Gross Margin

GSY
0%
COF
LTM 3Y Avg 5Y Avg 10Y Avg
goeasy Ltd
Capital One Financial Corp
Not applicable for financial companies

Operating Margin

GSY
39.6%
COF
LTM 3Y Avg 5Y Avg 10Y Avg
goeasy Ltd
Capital One Financial Corp
Not applicable for financial companies

Net Margin

GSY
16.9%
COF
-0.7%

FCF Margin

GSY
-33.2%
COF
LTM 3Y Avg 5Y Avg 10Y Avg
goeasy Ltd
Capital One Financial Corp
Not applicable for financial companies

ROE

GSY
23.4%
COF
-0.4%

ROA

GSY
5.4%
COF
-0.1%

ROIC

GSY
9.8%
COF
LTM 3Y Avg 5Y Avg 10Y Avg
goeasy Ltd
Capital One Financial Corp
Not applicable for financial companies

ROCE

GSY
13.4%
COF
LTM 3Y Avg 5Y Avg 10Y Avg
goeasy Ltd
Capital One Financial Corp
Not applicable for financial companies

Solvency Comparison

Balance Sheet Comparison

Stocks Performance

Stocks Performance
GSY, COF

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Performance Gap
GSY, COF

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GSY
COF
Difference
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Performance By Year
GSY, COF

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GSY
COF
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