` Comparison: PRL, SOFI - Alpha Spread

PRL
vs
SOFI

Over the past 12 months, PRL has underperformed SOFI, delivering a return of -34% compared to the SOFI's +62% growth.

Valuation Growth Profitability Solvency Stocks Performance
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PRL
SOFI
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Stocks Compared:
PRL SOFI
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Valuation Comparison

PRL Intrinsic Value
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SOFI Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Propel Holdings Inc
TSX:PRL
24.51 CAD
SoFi Technologies Inc
NASDAQ:SOFI
27.28 USD
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Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
PRL, SOFI

PRL
SOFI
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Propel Holdings Inc
Revenue
SoFi Technologies Inc
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
PRL, SOFI

PRL
SOFI
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Propel Holdings Inc
TSX:PRL
SoFi Technologies Inc
NASDAQ:SOFI
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

PRL
0%
SOFI
LTM 3Y Avg 5Y Avg 10Y Avg
Propel Holdings Inc
SoFi Technologies Inc
Not applicable for financial companies

Operating Margin

PRL
21.4%
SOFI
LTM 3Y Avg 5Y Avg 10Y Avg
Propel Holdings Inc
SoFi Technologies Inc
Not applicable for financial companies

Net Margin

PRL
11.6%
SOFI
19.3%

FCF Margin

PRL
-18.5%
SOFI
LTM 3Y Avg 5Y Avg 10Y Avg
Propel Holdings Inc
SoFi Technologies Inc
Not applicable for financial companies

ROE

PRL
33.6%
SOFI
8.6%

ROA

PRL
12.1%
SOFI
1.6%

ROIC

PRL
18.1%
SOFI
LTM 3Y Avg 5Y Avg 10Y Avg
Propel Holdings Inc
SoFi Technologies Inc
Not applicable for financial companies

ROCE

PRL
24.9%
SOFI
LTM 3Y Avg 5Y Avg 10Y Avg
Propel Holdings Inc
SoFi Technologies Inc
Not applicable for financial companies

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
PRL, SOFI

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PRL
SOFI
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Performance Gap
PRL, SOFI

Performance Gap Between PRL and SOFI
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Performance By Year
PRL, SOFI

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PRL
SOFI
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