` Comparison: PRL, SYF - Alpha Spread

PRL
vs
SYF

Over the past 12 months, PRL has outperformed SYF, delivering a return of +49% compared to the SYF's +46% growth.

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PRL
SYF
One-click summary across all key metrics.
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One-click summary across all key metrics.
Ranked results with clear takeaways.
No spreadsheets, no guesswork.
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Valuation
Growth
Profitability
Solvency
Comparing Valuation
Running a multi-layered valuation analysis to compare how attractive each stock is.
Comparing Growth
Financial growth, forecasts, volatility, and historical drawdowns.
Comparing Profitability
Margins, returns on capital, and the consistency of profitability.
Comparing Solvency
Debt levels, liquidity, interest coverage, and bankruptcy risk.
Summarizing...
We need a little more time to summarize the results

Valuation Comparison

PRL Intrinsic Value
67.57 CAD
Undervaluation 46%
Intrinsic Value
Price
SYF Intrinsic Value
112.41 USD
Undervaluation 36%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Propel Holdings Inc
TSX:PRL
36.68 CAD
Synchrony Financial
NYSE:SYF
71.87 USD
Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
PRL, SYF

PRL
SYF
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Propel Holdings Inc
Revenue
Synchrony Financial
Revenue

All metrics are calculated based on data from the last 10 years.

Profitability Comparison

Free Cash Flow
PRL, SYF

PRL
SYF
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Propel Holdings Inc
TSX:PRL
Synchrony Financial
NYSE:SYF
FCF is not applicable for financial companies
What is Free Cash Flow?

Gross Margin

PRL
0%
SYF
LTM 3Y Avg 5Y Avg 10Y Avg
Propel Holdings Inc
Synchrony Financial
Not applicable for financial companies

Operating Margin

PRL
22.4%
SYF
LTM 3Y Avg 5Y Avg 10Y Avg
Propel Holdings Inc
Synchrony Financial
Not applicable for financial companies

Net Margin

PRL
11.5%
SYF
15.5%

FCF Margin

PRL
-20.4%
SYF
LTM 3Y Avg 5Y Avg 10Y Avg
Propel Holdings Inc
Synchrony Financial
Not applicable for financial companies

ROE

PRL
32.9%
SYF
18.1%

ROA

PRL
12.3%
SYF
2.4%

ROIC

PRL
19%
SYF
LTM 3Y Avg 5Y Avg 10Y Avg
Propel Holdings Inc
Synchrony Financial
Not applicable for financial companies

ROCE

PRL
26%
SYF
LTM 3Y Avg 5Y Avg 10Y Avg
Propel Holdings Inc
Synchrony Financial
Not applicable for financial companies

Solvency Comparison

Balance Sheet Comparison

Stocks Performance

Stocks Performance
PRL, SYF

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Performance Gap
PRL, SYF

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PRL
SYF
Difference
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Performance By Year
PRL, SYF

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PRL
SYF
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