` Comparison: RY, HSBA - Alpha Spread

RY
vs
HSBA

Over the past 12 months, RY has underperformed HSBA, delivering a return of +19% compared to the HSBA's +46% growth.

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RY
HSBA
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One-click summary across all key metrics.
Ranked results with clear takeaways.
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Valuation
Growth
Profitability
Solvency
Comparing Valuation
Running a multi-layered valuation analysis to compare how attractive each stock is.
Comparing Growth
Financial growth, forecasts, volatility, and historical drawdowns.
Comparing Profitability
Margins, returns on capital, and the consistency of profitability.
Comparing Solvency
Debt levels, liquidity, interest coverage, and bankruptcy risk.
Summarizing...
We need a little more time to summarize the results

Valuation Comparison

RY Intrinsic Value
226.16 CAD
Undervaluation 20%
Intrinsic Value
Price
HSBA Intrinsic Value
1 148.2 GBX
Undervaluation 17%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Royal Bank of Canada
TSX:RY
180.97 CAD
HSBC Holdings PLC
LSE:HSBA
958.4 GBX
Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
RY, HSBA

RY
HSBA
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Royal Bank of Canada
Revenue
HSBC Holdings PLC
Revenue

All metrics are calculated based on data from the last 10 years.

Profitability Comparison

Free Cash Flow
RY, HSBA

RY
HSBA
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Royal Bank of Canada
TSX:RY
FCF is not applicable for financial companies
HSBC Holdings PLC
LSE:HSBA
FCF is not applicable for financial companies
What is Free Cash Flow?

Gross Margin

RY
HSBA
LTM 3Y Avg 5Y Avg 10Y Avg
Royal Bank of Canada
Not applicable for financial companies
HSBC Holdings PLC
Not applicable for financial companies

Operating Margin

RY
HSBA
LTM 3Y Avg 5Y Avg 10Y Avg
Royal Bank of Canada
Not applicable for financial companies
HSBC Holdings PLC
Not applicable for financial companies

Net Margin

RY
28.6%
HSBA
28.4%

FCF Margin

RY
HSBA
LTM 3Y Avg 5Y Avg 10Y Avg
Royal Bank of Canada
Not applicable for financial companies
HSBC Holdings PLC
Not applicable for financial companies

ROE

RY
14%
HSBA
18.8%

ROA

RY
0.8%
HSBA
1.2%

ROIC

RY
HSBA
LTM 3Y Avg 5Y Avg 10Y Avg
Royal Bank of Canada
Not applicable for financial companies
HSBC Holdings PLC
Not applicable for financial companies

ROCE

RY
HSBA
LTM 3Y Avg 5Y Avg 10Y Avg
Royal Bank of Canada
Not applicable for financial companies
HSBC Holdings PLC
Not applicable for financial companies

Solvency Comparison

Balance Sheet Comparison

Stocks Performance

Stocks Performance
RY, HSBA

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Performance Gap
RY, HSBA

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RY
HSBA
Difference
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Performance By Year
RY, HSBA

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RY
HSBA
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