` UBP (Union Bank of the Philippines) vs JPM (JPMorgan Chase & Co) Comparison - Alpha Spread

UBP
vs
JPM

Over the past 12 months, UBP has underperformed JPM, delivering a return of -6% compared to the JPM's 42% growth.

Valuation Comparison

U
UBP Intrinsic Value
71.14 PHP
Undervaluation 54%
Intrinsic Value
Price
JPM Intrinsic Value
263.66 USD
Overvaluation 5%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
U
Union Bank of the Philippines
XPHS:UBP
32.5 PHP
JPMorgan Chase & Co
NYSE:JPM
278.27 USD

Financials Comparison

Growth Over Time
UBP vs JPM

UBP
JPM
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
U
Union Bank of the Philippines
Revenue
JPMorgan Chase & Co
Revenue

All metrics are calculated based on data from the last 10 years.

Profitability Comparison

Free Cash Flow
UBP vs JPM

UBP
JPM
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
U
Union Bank of the Philippines
XPHS:UBP
JPMorgan Chase & Co
NYSE:JPM
What is Free Cash Flow?

Gross Margin

UBP
0%
JPM
0%

Operating Margin

UBP
0%
JPM
0%

Net Margin

UBP
14.1%
JPM
32.2%

FCF Margin

UBP
-5.7%
JPM
-23.2%

ROE

UBP
6.2%
JPM
16.9%

ROA

UBP
1%
JPM
1.4%

ROIC

UBP
0%
JPM
0%

ROCE

UBP
0%
JPM
0%

Stocks Performance

Stocks Performance
UBP vs JPM

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UBP
JPM
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1Y 3Y 5Y 10Y 15Y 20Y

Performance Gap
UBP vs JPM

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UBP
JPM
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
UBP vs JPM

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UBP
JPM
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