` Comparison: UBP, 601398 - Alpha Spread

U
UBP
vs
601398

Over the past 12 months, UBP has underperformed Industrial and Commercial Bank of China Ltd, delivering a return of -25% compared to the Industrial and Commercial Bank of China Ltd's +20% growth.

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UBP
601398
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UBP 601398
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Valuation Comparison

UBP Intrinsic Value
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Industrial and Commercial Bank of China Ltd Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
U
Union Bank of the Philippines
XPHS:UBP
26.7 PHP
Industrial and Commercial Bank of China Ltd
SSE:601398
7.81 CNY
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Valuation Scenario:
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Growth Comparison

Growth Over Time
UBP, 601398

UBP
601398
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
U
Union Bank of the Philippines
Revenue
Industrial and Commercial Bank of China Ltd
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
UBP, 601398

UBP
601398
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
U
Union Bank of the Philippines
XPHS:UBP
FCF is not applicable for financial companies
Industrial and Commercial Bank of China Ltd
SSE:601398
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

UBP
Industrial and Commercial Bank of China Ltd
LTM 3Y Avg 5Y Avg 10Y Avg
U
Union Bank of the Philippines
Not applicable for financial companies
Industrial and Commercial Bank of China Ltd
Not applicable for financial companies

Operating Margin

UBP
Industrial and Commercial Bank of China Ltd
LTM 3Y Avg 5Y Avg 10Y Avg
U
Union Bank of the Philippines
Not applicable for financial companies
Industrial and Commercial Bank of China Ltd
Not applicable for financial companies

Net Margin

UBP
12%
Industrial and Commercial Bank of China Ltd
41.4%

FCF Margin

UBP
Industrial and Commercial Bank of China Ltd
LTM 3Y Avg 5Y Avg 10Y Avg
U
Union Bank of the Philippines
Not applicable for financial companies
Industrial and Commercial Bank of China Ltd
Not applicable for financial companies

ROE

UBP
5.1%
Industrial and Commercial Bank of China Ltd
8.8%

ROA

UBP
0.9%
Industrial and Commercial Bank of China Ltd
0.7%

ROIC

UBP
Industrial and Commercial Bank of China Ltd
LTM 3Y Avg 5Y Avg 10Y Avg
U
Union Bank of the Philippines
Not applicable for financial companies
Industrial and Commercial Bank of China Ltd
Not applicable for financial companies

ROCE

UBP
Industrial and Commercial Bank of China Ltd
LTM 3Y Avg 5Y Avg 10Y Avg
U
Union Bank of the Philippines
Not applicable for financial companies
Industrial and Commercial Bank of China Ltd
Not applicable for financial companies

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
UBP, 601398

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UBP
601398
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Performance Gap
UBP, 601398

Performance Gap Between UBP and 601398
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Performance By Year
UBP, 601398

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UBP
601398
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