Experian PLC
LSE:EXPN

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Experian PLC Logo
Experian PLC
LSE:EXPN
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Price: 3 289 GBX -1.59% Market Closed
Market Cap: 30.2B GBX

Experian PLC
Investor Relations

Experian PLC stands as one of the titans in the world of data and information services, carving out a niche that is both intricate and indispensable in today's financial ecosystem. Born out of the merger of rival credit information businesses in the late 20th century, it has evolved into a powerhouse that provides credit data and analytical tools to organizations worldwide. At its core, Experian collects and aggregates information on individuals' borrowing and repayment habits, creating comprehensive credit reports that are crucial for financial institutions assessing creditworthiness. This insight into consumer behavior not only aids lenders in making informed decisions but also empowers consumers by enabling them to better manage their credit standing. Through its Consumer Services division, Experian directly engages with individuals, offering credit monitoring, identity theft prevention, and education services to enhance financial literacy.

While its traditional credit reporting service forms the backbone of its operation, Experian’s reach extends far beyond. Its Business Information division provides companies with sophisticated data solutions that guide strategic decisions, from marketing strategies to risk assessment. Moreover, Experian’s dedication to innovation is seen in its growing presence in the digital and data advanced analytics arenas. Here, it harnesses cutting-edge technology to refine its data offerings, broadening its array of services that include decision analytics and automated services to help businesses manage credit risk and prevent fraud. This multifaceted focus not only diversifies its revenue streams but situates Experian at the helm of a rapidly changing landscape where data-driven decision-making is pivotal. By weaving together the threads of trust, technology, and consumer empowerment, Experian continues to shape the future of global business intelligence.

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Last Earnings Call
Fiscal Period
Q2 2026
Call Date
Nov 12, 2025
AI Summary
Q2 2026

Revenue Beat: Experian reported strong first half results, with organic revenue growth of 8% and total constant currency revenue growth of 12%, at the top end of its FY '26 guidance.

Margin Expansion: EBIT margin improved by 50 basis points at constant currency, reaching 28.3%, helped by productivity gains and AI deployment.

EPS Growth: Benchmark EPS grew 12% at actual rates, with double-digit growth supported by higher revenue and margins.

Cash Flow: Operating cash flow rose 25% and conversion was strong at 77%, with net debt-to-EBITDA now at 1.8x.

Guidance Raised: Full year organic revenue growth is now expected to be around 8%, at the top end of the previously guided range.

AI & Product Innovation: Management highlighted accelerating AI investments, new product launches like Cashflow Scores, and continued rapid adoption of the Ascend platform.

Regional Trends: North America led growth with 10% organic revenue rise, while UK, LatAm, and EMEA/APAC all contributed, despite macro headwinds in Brazil.

Dividend Increased: Interim dividend was raised by 10% to $0.2125 per share.

Key Financials
Organic Revenue Growth
8%
Total Revenue Growth (Constant Currency)
12%
EBIT Margin
28.3%
EBIT Growth
14%
Operating Cash Flow
$900 million
Operating Cash Flow Conversion
77%
Net Debt to EBITDA Ratio
1.8x
Interim Dividend
$0.2125 per share
Post-tax Return on Capital Employed
16.5%
North America Organic Revenue Growth
10%
Latin America Consumer Services Growth
18%
UK & Ireland Organic Revenue Growth
1%
EMEA and Asia Pacific Organic Revenue Growth
6%
Consumer Membership
208 million members
Earnings Call Recording
Other Earnings Calls

Management

Mr. Brian J. Cassin
CEO & Executive Director

Brian J. Cassin is a prominent business executive known for his role as the Chief Executive Officer of Experian PLC, a leading global information services company. Cassin joined Experian in 2006 as Director of Corporate Finance and was appointed CFO in 2012, where he played a key role in the company's strategic financial initiatives. In 2014, he was named CEO, where he has since focused on driving growth, innovation, and digital transformation within the company. Under his leadership, Experian has expanded its services, leveraging data to provide innovative solutions for businesses and consumers worldwide. Cassin's strategic vision has been instrumental in advancing Experian's position in areas such as credit services, decision analytics, and marketing services. He is known for his expertise in financial management and strategic planning, which has been crucial in navigating the evolving landscape of the data and analytics industry.

Mr. Lloyd Mark Pitchford
CFO & Executive Director

Lloyd Mark Pitchford is a prominent executive at Experian PLC, a global leader in consumer and business credit reporting and marketing services. He serves as the Chief Financial Officer (CFO) of the company, a role he has held since October 2014. In his capacity as CFO, Pitchford is responsible for overseeing Experian’s financial operations, including financial planning and analysis, tax, treasury, and financial reporting. Pitchford's career is distinguished by extensive experience in financial management and leadership roles across various industries. Prior to joining Experian, he served as Group Chief Financial Officer at Intertek Group plc, a multinational inspection, product testing, and certification company, where he contributed significantly to the company's financial strategy and operations. Before his tenure at Intertek, Pitchford held several senior finance positions at BG Group plc, a leading energy company. His assignments at BG Group included roles in corporate finance, financial planning, and mergers and acquisitions. Lloyd Pitchford is a Chartered Accountant. He is known for his strategic insight and his role in driving financial performance and shareholder value. His leadership at Experian continues to be instrumental in navigating the company through various financial challenges and opportunities, helping it maintain its position as a leader in its industry.

Mr. Rick C. Gallagher
Chief Investment Officer and Director of Global Strategy & Development

As of October 2023, Mr. Rick C. Gallagher is a notable executive at Experian PLC, serving as the Executive Vice President of Integrated Marketing for North America. In this role, he is responsible for pioneering strategic marketing initiatives and developing integrated marketing campaigns that align with Experian's business objectives. His leadership focuses on enhancing customer engagement and driving growth across various channels. With a strong background in data-driven marketing and extensive experience in managing high-performing teams, Rick plays a key role in advancing Experian’s market position in the competitive landscape of consumer credit reporting and analytics.

Ms. Joe Manna
Chief Technology Officer
No Bio Available
Ms. Nadia Ridout-Jamieson Ph.D.
Chief Communications Officer

Dr. Nadia Ridout-Jamieson is a notable executive at Experian PLC, a global leader in information services. She holds a Ph.D. and has a strong background in the financial services and data analytics sectors. At Experian, she has served in various leadership positions, contributing significantly to the company's strategic initiatives and growth efforts. Her work often focuses on leveraging data to drive innovation and improve consumer and business solutions. Dr. Ridout-Jamieson is recognized for her expertise in data management and her ability to lead teams in developing cutting-edge technologies that address client needs. Her professional journey includes numerous achievements that underscore her impact on the industry.

Mr. Darryl Gibson
Group General Counsel
No Bio Available
Ms. Jacqueline Simmonds
Chief People Officer

Jacqueline Simmonds is a notable executive at Experian PLC, where she holds the position of Chief Human Resources Officer (CHRO). With a wealth of experience in human resources management, she is responsible for leading Experian's global HR strategy, which includes talent acquisition, employee development, diversity and inclusion, and organizational culture. Her leadership in HR focuses on fostering an environment that supports innovation and growth, ensuring that Experian remains competitive and an employer of choice in the financial services sector. Jacqueline's approach is characterized by her commitment to aligning the HR strategy with the company's overall business goals, promoting a strong culture of performance, and nurturing a diverse workforce. Throughout her career, Jacqueline Simmonds has been recognized for her ability to drive transformation and succeed in complex, multinational environments. Her strategic vision and operational expertise contribute significantly to Experian's success as a leader in the information services industry.

Ms. Laura DeSoto
Senior Vice President of Marketing - Business Information Services

Laura DeSoto is a prominent executive with a distinguished career at Experian PLC, one of the world's leading global information services companies. She has held several key leadership positions within the organization. As of her latest role, Laura DeSoto served as President of Experian’s Consumer Information Services, where she oversaw the development and execution of strategies that enhance consumer services and business operations across North America. She played a crucial role in driving growth and innovation within her division, focusing on delivering valuable financial insights and products to consumers. Prior to this role, DeSoto held various senior positions within Experian, contributing to her deep understanding of the business and its markets. Her leadership style is marked by a strong focus on customer-centric strategies, innovation, and operational excellence. Laura DeSoto’s career reflects her expertise in information technology, strategic planning, and business development. Her contribution to Experian has been vital in maintaining the company's strong market position and in expanding its reach to benefit consumers and businesses alike. Her work emphasizes enhancing credit reporting and financial services, ensuring that they meet the evolving needs of the modern economic landscape.

Ms. Robin Norris
Senior Vice President of Specialized Sales, Strategic Alliances & Sales Excellence
No Bio Available
Ms. Dayna Parker
Chief Human Resources Officer of Experian North America
No Bio Available

Contacts

Address
DUBLIN
DUBLIN
Newenham House, Northern Cross, Malahide Road
Contacts
+35318469100.0
www.experianplc.com