
Mortgage Advice Bureau (Holdings) PLC
LSE:MAB1

Income Statement
Earnings Waterfall
Mortgage Advice Bureau (Holdings) PLC
Revenue
|
266.5m
GBP
|
Cost of Revenue
|
-184.6m
GBP
|
Gross Profit
|
81.9m
GBP
|
Operating Expenses
|
-55.7m
GBP
|
Operating Income
|
26.2m
GBP
|
Other Expenses
|
-10.3m
GBP
|
Net Income
|
15.9m
GBP
|
Income Statement
Mortgage Advice Bureau (Holdings) PLC
Dec-2014 | Jun-2015 | Dec-2015 | Jun-2016 | Dec-2016 | Jun-2017 | Dec-2017 | Jun-2018 | Dec-2018 | Jun-2019 | Dec-2019 | Jun-2020 | Dec-2020 | Jun-2021 | Dec-2021 | Jun-2022 | Dec-2022 | Jun-2023 | Dec-2023 | Jun-2024 | Dec-2024 | ||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | ||||||||||||||||||||||
Interest Expense |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
1
|
1
|
1
|
1
|
1
|
|
Revenue |
57
N/A
|
63
+12%
|
75
+19%
|
87
+16%
|
93
+6%
|
99
+7%
|
109
+10%
|
117
+8%
|
123
+5%
|
126
+2%
|
144
+14%
|
146
+2%
|
148
+1%
|
177
+20%
|
189
+6%
|
193
+2%
|
231
+20%
|
252
+9%
|
240
-5%
|
246
+3%
|
267
+8%
|
|
Gross Profit | ||||||||||||||||||||||
Cost of Revenue |
(43)
|
(48)
|
(57)
|
(67)
|
(71)
|
(75)
|
(83)
|
(90)
|
(95)
|
(97)
|
(107)
|
(107)
|
(108)
|
(130)
|
(138)
|
(141)
|
(168)
|
(181)
|
(169)
|
(171)
|
(185)
|
|
Gross Profit |
14
N/A
|
15
+12%
|
18
+20%
|
21
+13%
|
22
+7%
|
24
+9%
|
26
+7%
|
27
+4%
|
28
+5%
|
30
+4%
|
36
+23%
|
40
+8%
|
40
+1%
|
47
+19%
|
51
+8%
|
52
+2%
|
63
+22%
|
70
+12%
|
70
0%
|
75
+7%
|
82
+9%
|
|
Operating Income | ||||||||||||||||||||||
Operating Expenses |
(6)
|
(7)
|
(9)
|
(10)
|
(10)
|
(11)
|
(12)
|
(12)
|
(13)
|
(14)
|
(18)
|
(23)
|
(24)
|
(26)
|
(28)
|
(29)
|
(39)
|
(50)
|
(52)
|
(54)
|
(56)
|
|
Selling, General & Administrative |
(6)
|
(7)
|
(9)
|
(10)
|
(10)
|
(11)
|
(12)
|
(12)
|
(13)
|
(14)
|
(18)
|
(21)
|
(22)
|
(26)
|
(28)
|
(29)
|
(36)
|
(45)
|
(47)
|
(48)
|
(51)
|
|
Depreciation & Amortization |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(0)
|
0
|
(0)
|
(3)
|
(5)
|
(5)
|
(5)
|
(5)
|
|
Other Operating Expenses |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(2)
|
(2)
|
(0)
|
(0)
|
(0)
|
0
|
0
|
0
|
0
|
0
|
|
Operating Income |
7
N/A
|
8
+6%
|
10
+22%
|
11
+14%
|
12
+9%
|
13
+10%
|
14
+8%
|
15
+5%
|
15
+4%
|
16
+2%
|
19
+19%
|
17
-11%
|
16
-1%
|
21
+30%
|
23
+8%
|
23
+1%
|
24
+6%
|
20
-18%
|
18
-8%
|
21
+17%
|
26
+23%
|
|
Pre-Tax Income | ||||||||||||||||||||||
Interest Income Expense |
1
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
0
|
0
|
0
|
0
|
(0)
|
1
|
2
|
2
|
1
|
3
|
4
|
0
|
0
|
|
Non-Reccuring Items |
(1)
|
(1)
|
0
|
(0)
|
3
|
3
|
0
|
0
|
0
|
0
|
(1)
|
0
|
(1)
|
(2)
|
(1)
|
(2)
|
(8)
|
(7)
|
(5)
|
(6)
|
(3)
|
|
Total Other Income |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
|
Pre-Tax Income |
7
N/A
|
8
+13%
|
10
+34%
|
12
+13%
|
15
+29%
|
16
+6%
|
15
-10%
|
15
+5%
|
16
+3%
|
16
+2%
|
18
+11%
|
17
-6%
|
15
-11%
|
20
+32%
|
23
+18%
|
22
-3%
|
17
-23%
|
15
-15%
|
16
+9%
|
15
-8%
|
23
+54%
|
|
Net Income | ||||||||||||||||||||||
Tax Provision |
(1)
|
(1)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(3)
|
(2)
|
(3)
|
(3)
|
(3)
|
(2)
|
(3)
|
(4)
|
(4)
|
(5)
|
(4)
|
(4)
|
(5)
|
(7)
|
|
Income from Continuing Operations |
5
|
6
|
9
|
10
|
13
|
14
|
12
|
13
|
13
|
13
|
15
|
14
|
13
|
16
|
19
|
18
|
13
|
11
|
12
|
10
|
16
|
|
Income to Minority Interest |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(0)
|
(0)
|
(0)
|
(1)
|
(1)
|
(0)
|
(1)
|
(0)
|
1
|
1
|
(0)
|
|
Net Income (Common) |
5
N/A
|
6
+17%
|
9
+38%
|
10
+12%
|
13
+33%
|
14
+8%
|
12
-14%
|
13
+5%
|
13
+4%
|
13
+1%
|
14
+9%
|
14
-6%
|
12
-9%
|
16
+28%
|
19
+18%
|
18
-6%
|
12
-31%
|
11
-10%
|
13
+23%
|
11
-20%
|
16
+48%
|
|
EPS (Diluted) |
0.1
N/A
|
0.11
+10%
|
0.17
+55%
|
0.19
+12%
|
0.25
+32%
|
0.27
+8%
|
0.23
-15%
|
0.24
+4%
|
0.25
+4%
|
0.26
+4%
|
0.28
+8%
|
0.26
-7%
|
0.24
-8%
|
0.3
+25%
|
0.35
+17%
|
0.32
-9%
|
0.22
-31%
|
0.19
-14%
|
0.23
+21%
|
0.19
-17%
|
0.27
+42%
|