Orchard Funding Group PLC
LSE:ORCH
Intrinsic Value
Orchard Funding Group Plc is a finance company, which engages in the provision of funding and funding support systems to insurance brokers and professional firms through the trading subsidiaries. [ Read More ]
The intrinsic value of one
ORCH
stock under the Base Case scenario is
88.82
GBX.
Compared to the current market price of 30.8 GBX,
Orchard Funding Group PLC
is
Undervalued by 65%.
ORCH could be a value trap.A value trap occurs when a stock looks inexpensive based on fundamental analysis but fails to reach its intrinsic valuation over time, often due to underlying issues not reflected in quantitative data.
Scrutinize beyond numbers; assess long-term potential.
Orchard Funding Group PLC's market capitalization is 6.6m GBX.
ORCH stock price is 30.8 GBX.
ORCH stock price (30.8 GBX) is 65% less than its Intrinsic Value (88.82 GBX).
ORCH. Open DCF Valuation
ORCH stock price (30.8 GBX) is 65% less than its Relative Value (88.82 GBX). Open Relative Valuation
ORCH has upside potential of 66% compared to the average analyst price target.
Open Wall St Estimates
ORCH's ROIC (Return on Invested Capital) has decreased in the last 3 years from 4% to 4%.
ORCH's ROE (Return on Equity) for the past 12 months is positive and is equal to 9%.
ORCH's ROE (Return on Equity) has increased in the last 3 years from 6% to 9%.
ORCH has positive three-year average ROE (Return on Equity): 8%. The company is efficient at transforming stockholders' equity into net income.
ORCH's ROIC (Return on Invested Capital) for the past 12 months is very low and is equal to 4%.
ORCH's Revenue has grown by an exceptional 24% over the past 12 months.
ORCH's long-term assets (66m GBP) exceed its long-term liabilties (48m GBP).
ORCH has positive Net Income for the last twelve months.
ORCH's short-term assets (56m GBP) exceed its short-term liabilties (38m GBP).
ORCH has a very low three-year average ROIC (Return on Invested Capital): 4%. The company is not efficient at using invested capital to generate operating income.
ORCH has positive Operating Income for the last twelve months.
ORCH's Revenue has been growing by an exceptional 23% per year for the last 3 years.
ORCH's D/E (Debt to Equity) is very low and is equal to 0.56.
ORCH has positive Gross Profit for the last twelve months.
ORCH has negative Free Cash Flow for the last twelve months.
ORCH's Altman Z-Score is very low and is equal to 0.87.
ORCH has positive Net Debt. This means that the company has more debt (10m GBP) than cash and short-term investments (345k GBP).
Valuation Backtest
Orchard Funding Group PLC
Run backtest to discover the historical profit from buying and selling
ORCH
stocks based on their intrinsic value.
Analyze the historical link between intrinsic value and market price to make more informed investment decisions.
Fundamental Analysis
Orchard Funding Group PLC
Balance Sheet Decomposition
Orchard Funding Group PLC
| Current Assets | 56.1m |
| Cash & Short-Term Investments | 345k |
| Receivables | 55.8m |
| Non-Current Assets | 10m |
| Long-Term Investments | 6k |
| PP&E | 450k |
| Intangibles | 68k |
| Other Non-Current Assets | 9.5m |
| Current Liabilities | 37.9m |
| Accounts Payable | 9.1m |
| Other Current Liabilities | 28.8m |
| Non-Current Liabilities | 10.1m |
| Long-Term Debt | 10.1m |
| Other Non-Current Liabilities | 2k |
Earnings Waterfall
Orchard Funding Group PLC
|
Revenue
|
8.7m
GBP
|
|
Cost of Revenue
|
-2.6m
GBP
|
|
Gross Profit
|
6.1m
GBP
|
|
Operating Expenses
|
-3.6m
GBP
|
|
Operating Income
|
2.5m
GBP
|
|
Other Expenses
|
-1m
GBP
|
|
Net Income
|
1.5m
GBP
|
Free Cash Flow Analysis
Orchard Funding Group PLC
ORCH Profitability Score
Profitability Due Diligence
Orchard Funding Group PLC's profitability score is 52/100. The higher the profitability score, the more profitable the company is.
Score
Orchard Funding Group PLC's profitability score is 52/100. The higher the profitability score, the more profitable the company is.
ORCH Solvency Score
Solvency Due Diligence
Orchard Funding Group PLC's solvency score is 42/100. The higher the solvency score, the more solvent the company is.
Score
Orchard Funding Group PLC's solvency score is 42/100. The higher the solvency score, the more solvent the company is.
Wall St
Price Targets
ORCH Price Targets Summary
Orchard Funding Group PLC
According to Wall Street analysts, the average 1-year price target for
ORCH
is 51 GBX
with a low forecast of 50.5 GBX and a high forecast of 52.5 GBX.
Shareholder Return
ORCH Price
Orchard Funding Group PLC
| Average Annual Return | -9.46% |
| Standard Deviation of Annual Returns | 10.21% |
| Max Drawdown | -79% |
| Market Capitalization | 6.6m GBX |
| Shares Outstanding | 21 354 167 |
| Percentage of Shares Shorted |
N/A
|
Company Profile
Orchard Funding Group PLC
Country
Industry
Market Cap
Dividend Yield
Description
Orchard Funding Group Plc is a finance company, which engages in the provision of funding and funding support systems to insurance brokers and professional firms through the trading subsidiaries. The Company, through its subsidiaries, Bexhill UK Limited, Orchard Funding Limited and Orchard Finance Limited, specializes in insurance premium finance and the professional fee funding market. The firm provides funding and funding support systems to insurance brokers and professional firms through the trading subsidiaries. The firm provides finance to clients of insurance brokers. Its subsidiary Bexhill UK Limited provides insurance premium funding to the United Kingdom insurance brokers. Its subsidiary Orchard Funding Limited provides professional customized fee funding solutions to accounting firms, professionals and small businesses, enabling them to provide extended credit to their business clients.
Contact
IPO
Employees
Officers
The intrinsic value of one
ORCH
stock under the Base Case scenario is
88.82
GBX.
Compared to the current market price of 30.8 GBX,
Orchard Funding Group PLC
is
Undervalued by 65%.
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