Huize Holding Ltd
NASDAQ:HUIZ
Intrinsic Value
Huize Holding Ltd. engages in the provision of insurance brokerage services through online platform. [ Read More ]
The intrinsic value of one HUIZ stock under the Base Case scenario is 1.99 USD. Compared to the current market price of 0.58 USD, Huize Holding Ltd is Undervalued by 71%.
Valuation Backtest
Huize Holding Ltd
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Fundamental Analysis
Huize Achieves Strong Growth and Diversification in 2023
2023-Q4 Earnings Call
In 2023, Huize reported robust growth amidst a positive trajectory in China's insurance industry. Supported by healthy demand for long-term savings products, the company's total gross written premiums (GWP) climbed 18.2% to RMB 5.8 billion. Concurrently, total revenue rose by 3.3% to RMB 12 billion, while non-GAAP net profit reached RMB 72.3 million, outperforming the RMB 60 million guidance. Notably, first-year premiums (FYP) facilitated by the independent financial advisers platform skyrocketed by 73% to RMB 350 million. The company's effective marketing strategies led to a significant uptick in customer acquisition and engagement, serving over 1 million families with upward of 11 million policies. Furthermore, recognizing the opportunity in premium insurance, Huize capitalized on the Hong Kong insurance market, notably with the resumption of travel, leading to a surge in multicurrency product sales and diversification of revenue streams.
Balance Sheet Decomposition
Huize Holding Ltd
Current Assets | 613.4m |
Cash & Short-Term Investments | 268m |
Receivables | 171m |
Other Current Assets | 174.4m |
Non-Current Assets | 313.7m |
Long-Term Investments | 76.7m |
PP&E | 173.9m |
Intangibles | 53.4m |
Other Non-Current Assets | 9.7m |
Current Liabilities | 392.1m |
Accounts Payable | 272.1m |
Accrued Liabilities | 16m |
Other Current Liabilities | 104m |
Non-Current Liabilities | 147.3m |
Other Non-Current Liabilities | 147.3m |
Earnings Waterfall
Huize Holding Ltd
Revenue
|
1.2B
CNY
|
Cost of Revenue
|
-774.9m
CNY
|
Gross Profit
|
443m
CNY
|
Operating Expenses
|
-406.8m
CNY
|
Operating Income
|
36.2m
CNY
|
Other Expenses
|
24.2m
CNY
|
Net Income
|
60.4m
CNY
|
Free Cash Flow Analysis
Huize Holding Ltd
What is Free Cash Flow?
HUIZ Profitability Score
Profitability Due Diligence
Huize Holding Ltd's profitability score is 42/100. The higher the profitability score, the more profitable the company is.
Score
Huize Holding Ltd's profitability score is 42/100. The higher the profitability score, the more profitable the company is.
HUIZ Solvency Score
Solvency Due Diligence
Huize Holding Ltd's solvency score is 61/100. The higher the solvency score, the more solvent the company is.
Score
Huize Holding Ltd's solvency score is 61/100. The higher the solvency score, the more solvent the company is.
Wall St
Price Targets
HUIZ Price Targets Summary
Huize Holding Ltd
According to Wall Street analysts, the average 1-year price target for HUIZ is 2.14 USD with a low forecast of 1.82 USD and a high forecast of 2.52 USD.
Shareholder Return
HUIZ Price
Huize Holding Ltd
Average Annual Return | -41.62% |
Standard Deviation of Annual Returns | 31.59% |
Max Drawdown | -97% |
Market Capitalization | 29.7m USD |
Shares Outstanding | 51 166 800 |
Percentage of Shares Shorted | 0.48% |
Company Profile
Country
Industry
Market Cap
Dividend Yield
Description
Huize Holding Ltd. engages in the provision of insurance brokerage services through online platform. The company is headquartered in Shenzhen, Guangdong. The company went IPO on 2020-02-12. As a licensed insurance intermediary operating an online platform, the Company distributes on the platform insurance products underwritten by its partner insurance companies and helps them reach the purchasers of insurance products and insurance clients. The firm operates its businesses primarily in the domestic market.
Contact
IPO
Employees
Officers
The intrinsic value of one HUIZ stock under the Base Case scenario is 1.99 USD.
Compared to the current market price of 0.58 USD, Huize Holding Ltd is Undervalued by 71%.