
Preferred Bank
NASDAQ:PFBC

Net Margin
Preferred Bank
Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.
Net Margin Across Competitors
Country | Company | Market Cap |
Net Margin |
||
---|---|---|---|---|---|
US |
![]() |
Preferred Bank
NASDAQ:PFBC
|
1.2B USD |
45%
|
|
US |
![]() |
PNC Financial Services Group Inc
NYSE:PNC
|
77.2B USD |
26%
|
|
US |
![]() |
Truist Financial Corp
NYSE:TFC
|
58.9B USD |
24%
|
|
US |
![]() |
M&T Bank Corp
NYSE:MTB
|
30.3B USD |
27%
|
|
CN |
![]() |
Bank of Jiangsu Co Ltd
SSE:600919
|
208.7B CNY |
36%
|
|
US |
![]() |
Fifth Third Bancorp
NASDAQ:FITB
|
28.6B USD |
25%
|
|
US |
![]() |
First Citizens BancShares Inc (Delaware)
NASDAQ:FCNCA
|
28.1B USD |
26%
|
|
CN |
![]() |
Bank of Ningbo Co Ltd
SZSE:002142
|
191.1B CNY |
36%
|
|
US |
![]() |
Huntington Bancshares Inc
NASDAQ:HBAN
|
24.6B USD |
26%
|
|
US |
![]() |
Regions Financial Corp
NYSE:RF
|
23.6B USD |
27%
|
|
JP |
![]() |
Resona Holdings Inc
TSE:8308
|
3.3T JPY |
22%
|
Preferred Bank
Glance View
Preferred Bank, founded in 1991 and headquartered in Los Angeles, California, has carved out a niche as a leading player catering to the financial needs of middle-market businesses and high-net-worth individuals. The bank's roots reflect its strategic focus on relationship banking, emphasizing personalized service and tailored solutions. This approach distinguishes Preferred Bank from larger institutions, as it thrives on its ability to offer flexibility and rapid decision-making. With a concentration in commercial real estate and business lending, Preferred's operations are heavily tied to the dynamic economic ecosystem of Southern California. Its agility in meeting the complex demands of its clients is bolstered by a team of seasoned banking professionals who offer bespoke financial strategies, seamlessly blending traditional banking services with a forward-thinking approach to addressing financial complexities. In terms of its business model, Preferred Bank capitalizes on its robust loan portfolio, which consists largely of real estate, commercial, and personal loans, generating interest income, which is its primary revenue stream. By maintaining a disciplined risk management framework, the bank balances loan growth with asset quality, ensuring profitability while safeguarding its financial health. Additionally, the bank earns significant non-interest income through banking services such as cash management and foreign exchange services, which serve the dual purpose of enhancing client relationships and diversifying revenue streams. As a public company, Preferred Bank leverages its solid financial performance and regional expertise to attract investors, underscoring its commitment to growth and shareholder value. In navigating the competitive and regulatory financial landscape, Preferred Bank's targeted lending approach and regional expertise continue to underpin its success in delivering consistent financial results.

See Also
Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.
Based on Preferred Bank's most recent financial statements, the company has Net Margin of 44.8%.