UMB Financial Corp
NASDAQ:UMBF
NIM
Net Interest Margin
Net Interest Margin is a measure of the difference between interest paid and interest received, adjusted for the total amount of interest-generating assets held by the bank. A positive net interest margin indicates that the bank is efficiently investing, whereas a negative net interest margin implies inefficient investing.
NIM Across Competitors
| Country | Company | Market Cap | NIM | ||
|---|---|---|---|---|---|
| US |
|
UMB Financial Corp
NASDAQ:UMBF
|
7.7B USD |
4%
|
|
| US |
|
PNC Financial Services Group Inc
NYSE:PNC
|
68B USD |
4%
|
|
| US |
|
Truist Financial Corp
NYSE:TFC
|
51.4B USD |
5%
|
|
| US |
|
M&T Bank Corp
NYSE:MTB
|
29.2B USD |
5%
|
|
| CN |
|
Bank of Jiangsu Co Ltd
SSE:600919
|
201.5B CNY |
3%
|
|
| US |
|
Fifth Third Bancorp
NASDAQ:FITB
|
24.8B USD |
5%
|
|
| CN |
|
Bank of Ningbo Co Ltd
SZSE:002142
|
178.6B CNY |
3%
|
|
| US |
|
First Citizens BancShares Inc (Delaware)
NASDAQ:FCNCA
|
24.4B USD |
5%
|
|
| US |
|
Huntington Bancshares Inc
NASDAQ:HBAN
|
22.3B USD |
4%
|
|
| JP |
|
Resona Holdings Inc
TSE:8308
|
2.9T JPY |
1%
|
|
| US |
|
Regions Financial Corp
NYSE:RF
|
19.1B USD |
5%
|
UMB Financial Corp
Glance View
In the bustling and competitive arena of financial services, UMB Financial Corp. has carved out its niche as a robust regional bank with a rich history dating back to 1913. Born in the heartland of America, UMB has steadily expanded from its Kansas City roots, weaving a network that now spans several states. The company operates as a diversified financial holding company, with core operations sprawled across commercial banking, personal banking, and asset management. UMB Bank, its main subsidiary, serves as the financial backbone offering a wide array of products such as business loans, treasury services, and consumer credit solutions. The company has cleverly married traditional banking with innovative asset management services, which has allowed it to thrive even amidst the volatility that often defines the financial landscape. Leveraging a client-centric business model, UMB Financial Corp. generates revenue by providing tailored financial solutions to both individuals and businesses. The commercial banking division stands as the firm's revenue stalwart, driven by interest income derived from loans and securities. The organization also capitalizes on non-interest income through service charges, card fees, and asset servicing for institutional investors. UMB’s asset management business further amplifies its financial footing by managing portfolios and mutual funds designed to suit the diverse goals of its clients. By maintaining a prudent and disciplined approach to risk management, alongside investing in technology and digital banking services, UMB ensures sustainable growth while maintaining its commitment to customer satisfaction and shareholder value.
See Also
Net Interest Margin is a measure of the difference between interest paid and interest received, adjusted for the total amount of interest-generating assets held by the bank. A positive net interest margin indicates that the bank is efficiently investing, whereas a negative net interest margin implies inefficient investing.
Based on UMB Financial Corp's most recent financial statements, the company has NIM of 3.9%.
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