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Deluxe Corp
NYSE:DLX

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Deluxe Corp Logo
Deluxe Corp
NYSE:DLX
Watchlist
Price: 15.1 USD +0.8% Market Closed
Updated: Mar 25, 2023

Intrinsic Value

The intrinsic value of one DLX stock under the Base Case scenario is 36.57 USD. Compared to the current market price of 15.1 USD, Deluxe Corp is Undervalued by 59%.

The Intrinsic Value is calculated as the average of the two valuation methods:

DLX Intrinsic Value
Base Case
36.57 USD
Undervaluation 59%
Intrinsic Value
Price
Worst Case
Base Case
Best Case

Fundamental Analysis

DLX Profitability Score
Profitability Due Diligence

Deluxe Corp's profitability score is 51/100. The higher the profitability score, the more profitable the company is.

Negative 3-Year Average ROE
Positive Net Income
Declining ROIC
Positive ROIC
51/100
Profitability
Score

Deluxe Corp's profitability score is 51/100. The higher the profitability score, the more profitable the company is.

DLX Solvency Score
Solvency Due Diligence

Deluxe Corp's solvency score is 25/100. The higher the solvency score, the more solvent the company is.

Average Interest Coverage
Positive Net Debt
Low Altman Z-Score
High D/E
25/100
Solvency
Score

Deluxe Corp's solvency score is 25/100. The higher the solvency score, the more solvent the company is.

Financials

Balance Sheet Decomposition
Deluxe Corp

Current Assets 704M
Cash & Short-Term Investments 40.4M
Receivables 246M
Other Current Assets 417M
Non-Current Assets 2.4B
Long-Term Investments 47.8M
PP&E 172M
Intangibles 1.9B
Other Non-Current Assets 262M
Current Liabilities 752M
Accounts Payable 157M
Accrued Liabilities 477M
Other Current Liabilities 119M
Non-Current Liabilities 1.7B
Long-Term Debt 1.6B
Other Non-Current Liabilities 148M
Efficiency
54%
Gross Margin
10%
Operating Margin
3%
Net Margin
4%
FCF Margin
Other

DLX Capital Structure
Deluxe Corp

Market Capitalization 652M USD
Total Debt 1.6B USD
Minority Interest 415k USD
Preferred Equity 0 USD
Cash and Equivalents 40.4M USD
Short-Term Investments 0 USD
Enterprise Value 2.2B USD

Wall St
Price Targets

DLX Price Targets Summary
Deluxe Corp

Wall Street analysts forecast DLX stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for DLX is 27.88 USD with a low forecast of 25.25 USD and a high forecast of 30.45 USD.

Lowest
Price Target
25.25 USD
67% Upside
Average
Price Target
27.88 USD
85% Upside
Highest
Price Target
30.45 USD
102% Upside
View Analyst Estimates
View Analyst Estimates

Competitive Landscape

DLX Competitors
Deluxe Corp

DLX Suppliers & Customers
Deluxe Corp

Suppliers Map
Customers Map

Ownership

DLX Insider Trading
Buy and sell transactions by insiders

Deluxe Corp insiders have not made purchase/sale transactions in the past 12 months.

During the last 12 months Deluxe Corp insiders have not bought any shares, and have not sold any shares. The last transaction was made on Mar 25, 2023 by Thomas Christopher Lee (SVP, Chief Revenue Officer), who bought 150k USD worth of DLX shares.

Sold
0-3
months
0 USD
0
3-6
months
0 USD
0
6-9
months
0 USD
0
9-12
months
0 USD
0
Bought
0-3
months
No Insider Transactions
0
0 USD
3-6
months
No Insider Transactions
0
0 USD
6-9
months
No Insider Transactions
0
0 USD
9-12
months
No Insider Transactions
0
0 USD
Cumulative Transactions Amount
Period Sold Bought Net
3 Months
N/A
N/A
N/A
6 Months
N/A
N/A
N/A
9 Months
N/A
N/A
N/A
12 Months
N/A
N/A
N/A
Purchases
29
Sales
119
No transactions found
Why is insider trading important?

Shareholder Return

DLX Return Decomposition
Main factors of price return

Market capitalization of DLX shares decreased by 78.26% over the past 5 years. The primary factor behind the change was a decrease in net margin from 11.9% to 2.9%, leading to a drop in the market capitalization of Deluxe Corp by 72.22%.

Market capitalization of DLX shares decreased by 78.26% over the past 5 years. The primary factor behind the change was a decrease in net margin from 11.9% to 2.9%, leading to a drop in the market capitalization of Deluxe Corp by 72.22%.

-78.26%
3B 652M
Market Cap Growth
-12.61%
12.8 10
P/E Change
-65.65%
235M 65.3M
Earnings Growth
Market Cap Growth
-78.26%
P/E Change
-12.61%
Earnings Growth
-65.65%
What is price return decomposition?

DLX Price
Deluxe Corp

1M 1M
-18%
6M 6M
-15%
1Y 1Y
-52%
3Y 3Y
-33%
5Y 5Y
-76%
Annual Price Range
15.1
52w Low
14.45
52w High
31.34
Price Metrics
Average Annual Return -9.64%
Standard Deviation of Annual Returns 38.06%
Max Drawdown -78%
Shares Statistics
Market Capitalization 652M USD
Shares Outstanding 43 136 100
Percentage of Shares Shorted 4.85%

Company Profile

Deluxe Corp Logo
Deluxe Corp

Country

United States of America

Industry

Commercial Services & Supplies

Market Cap

652M USD

Dividend Yield

7.95%

Description

Deluxe Corp. engages in the provision of marketing products and services. The company is headquartered in Minneapolis, Minnesota and currently employs 6,313 full-time employees. The firm operates through four segments: Payments, Cloud Solutions, Promotional Solutions and Checks. Its Payments segment includes its treasury management solutions, including remittance and lockbox processing, remote deposit capture, receivables management, payment processing and paperless treasury management; merchant in-store, online and mobile payment solutions; payroll and disbursement services, including Deluxe Payment Exchange, and fraud and security services. Its Cloud Solutions segment includes Web hosting and design services, data-driven marketing solutions and hosted solutions, including digital engagement, logo design, financial institution profitability reporting and business incorporation services. Its Promotional Solutions segment includes business forms, accessories, advertising specialties, promotional apparel and retail packaging. Its Checks segment includes printed business and personal checks.

Contact

MINNESOTA
Minneapolis
801 S. Marquette Ave.
+16514837111.0
https://www.deluxe.com/

IPO

1981-05-22

Employees

6 313

Officers

Pres, CEO & Director
Mr. Barry C. McCarthy
Chief Admin. Officer, Sr. VP, Sec. & Gen. Counsel
Mr. Jeffrey L. Cotter
Sr. VP & Chief Revenue Officer
Mr. Christopher Lee Thomas
Sr. VP & Division Pres of Payments
Mr. Michael Aaron Reed
CFO, Sr. VP & VP of Corp. Fin.
Chip Zint
Sr. VP, Division Pres of Checks & Chief of Operations
Ms. Tracey G. Engelhardt
Show More
Chief Technology & Digital Officer
Mr. Yogaraj Jayaprakasam
Sr. VP & Chief Information Officer
Mr. Michael S. Mathews
VP of Investor Relations
Mr. Thomas C. Morabito
Sr. VP & Chief Communications Officer
Cameron Potts
Show Less

See Also

Similar Stocks
What is the Intrinsic Value of one DLX stock?

The intrinsic value of one DLX stock under the Base Case scenario is 36.57 USD.

Is DLX stock undervalued or overvalued?

Compared to the current market price of 15.1 USD, Deluxe Corp is Undervalued by 59%.