OneMain Holdings Inc
NYSE:OMF
Intrinsic Value
OneMain Holdings, Inc. is a consumer finance company, which provides origination, underwriting and servicing of personal loans, primarily to non-prime customers. [ Read More ]
The intrinsic value of one OMF stock under the Base Case scenario is 103.42 USD. Compared to the current market price of 50.25 USD, OneMain Holdings Inc is Undervalued by 51%.
Valuation Backtest
OneMain Holdings Inc
Run backtest to discover the historical profit from buying and selling OMF stocks based on their intrinsic value.
Analyze the historical link between intrinsic value and market price to make more informed investment decisions.
Fundamental Analysis
Balance Sheet Decomposition
OneMain Holdings Inc
Current Assets | 1B |
Cash & Short-Term Investments | 1B |
Receivables | 14m |
Non-Current Assets | 23.3B |
Long-Term Investments | 1.7B |
Intangibles | 1.7B |
Other Non-Current Assets | 19.9B |
Non-Current Liabilities | 21.1B |
Long-Term Debt | 19.8B |
Other Non-Current Liabilities | 1.3B |
Earnings Waterfall
OneMain Holdings Inc
Revenue
|
5.3B
USD
|
Cost of Revenue
|
-1B
USD
|
Gross Profit
|
4.3B
USD
|
Operating Expenses
|
-3.4B
USD
|
Operating Income
|
840m
USD
|
Other Expenses
|
-199m
USD
|
Net Income
|
641m
USD
|
Free Cash Flow Analysis
OneMain Holdings Inc
What is Free Cash Flow?
OMF Profitability Score
Profitability Due Diligence
OneMain Holdings Inc's profitability score is 62/100. The higher the profitability score, the more profitable the company is.
Score
OneMain Holdings Inc's profitability score is 62/100. The higher the profitability score, the more profitable the company is.
OMF Solvency Score
Solvency Due Diligence
OneMain Holdings Inc's solvency score is 18/100. The higher the solvency score, the more solvent the company is.
Score
OneMain Holdings Inc's solvency score is 18/100. The higher the solvency score, the more solvent the company is.
Wall St
Price Targets
OMF Price Targets Summary
OneMain Holdings Inc
According to Wall Street analysts, the average 1-year price target for OMF is 55.85 USD with a low forecast of 47.47 USD and a high forecast of 65.1 USD.
Ownership
OMF Insider Trading
Buy and sell transactions by insiders
Period | Sold | Bought | Net |
---|---|---|---|
3 Months |
|
|
|
6 Months |
|
|
|
9 Months |
|
|
|
12 Months |
|
|
|
Shareholder Return
OMF Price
OneMain Holdings Inc
Average Annual Return | 16.21% |
Standard Deviation of Annual Returns | 29.91% |
Max Drawdown | -69% |
Market Capitalization | 6B USD |
Shares Outstanding | 120 100 000 |
Percentage of Shares Shorted | 3.61% |
Company Profile
Country
Industry
Market Cap
Dividend Yield
Description
OneMain Holdings, Inc. is a consumer finance company, which provides origination, underwriting and servicing of personal loans, primarily to non-prime customers. The company is headquartered in Evansville, Indiana and currently employs 8,800 full-time employees. The company went IPO on 2013-10-16. The firm provides personal loan products; offers credit card; offers optional credit insurance and other; offers a customer-focused financial wellness program, and acquisitions and dispositions of assets and businesses. The company provides origination, underwriting, and servicing of personal loans, primarily to nonprime customers. In addition, the Company offers two credit cards, BrightWay and BrightWay+, through a third-party bank partner. The firm offers optional credit insurance products credit life insurance, which provides for payment to the lender of the finance receivable in the event of the borrower’s death; credit disability insurance, which provides scheduled monthly loan payments to the lender during borrower’s disability due to illness or injury, and credit involuntary unemployment insurance, which provides scheduled monthly loan payments to the lender during borrower’s involuntary unemployment.
Contact
IPO
Employees
Officers
The intrinsic value of one OMF stock under the Base Case scenario is 103.42 USD.
Compared to the current market price of 50.25 USD, OneMain Holdings Inc is Undervalued by 51%.