UnitedHealth Group Inc

NYSE:UNH

UnitedHealth Group is a healthcare company with two main businesses: health insurance and healthcare services. Through UnitedHealthcare, it sells insurance plans to employers, individuals, and government programs. Through Optum, it also runs businesses that help deliver care, manage prescription benefits, process claims, and support doctors and health systems with data and technology. Most of UnitedHealth Group’s money comes from insurance premiums and fees for healthcare services. Employers and members pay for coverage, health plans pay claims, and healthcare customers pay Optum for pharmacy benefit management, care delivery, analytics, and other services. This gives the company a mix of recurring revenue tied to both insurance enrollment and the day-to-day running of the healthcare system. What makes UnitedHealth Group different is that it sits on both sides of healthcare at once. It does not just insure patients; it also helps manage where care is delivered, how prescriptions are handled, and how medical information moves through the system. That makes it a major middleman in U.S. healthcare, connecting patients, doctors, hospitals, pharmacies, employers, and government payers.